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18121 Sencillo

Rancho Bernardo, CA 92128

$1,800,000

NEW — 5d

Beds

Baths

4.5

Sqft

3,194

Year Built

2008

Days on Market

Property Type

Single Family

HOA/mo

$43

MLS ID

260015000SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Upgraded 5BR home with attached ADU—ideal for multigenerational living or potential rental income. Main home features 2 downstairs bedrooms, including one with ensuite bath, formal dining, spacious kitchen with island, and open-concept family room. Upstairs offers a loft/play area and laundry room. Enjoy a large private backyard with no neighbors behind and a functional layout in a desirable San Diego location. All located within award winning Poway Unified School District, close to freeways, dining, more. Owned Solar.

Mortgage Calculator

Est. Monthly Payment

$11,470

Principal & Interest$9,102

Property Tax$1,800

Insurance$525

HOA$43

Down Payment

%($360,000)

Interest Rate

Loan Term

Location

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Investment Score

Est. Monthly Rent

$6,300

Monthly Cashflow

Rent − PITIA

$-5,170

Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,119

Mortgage (P+I)

$9,102

Cap Rate

0.66%

Cash-on-Cash

-27.06%

DSCR

Need ≥ 1.25 for DSCR loan

0.55

Break-even Rent

$16,844

NOI (Annual)

$11,796

Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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