1806 Stewart Street
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1806 Stewart Street

C

Oceanside, CA 92054

$1,929,000
NEW — 0d

Soft Appraisal Value: $1,899,100 · 1.6% above estimate

Beds

4

Baths

3

Sqft

2,070

Year Built

1964

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606417

This property is in Oceanside (92054). View neighborhood stats →

Virtual Tour

About This Property

Welcome to your South Oceanside dream home! This is not only an unbeatable coastal location, but it’s completely move-in-ready, making owning your own piece of paradise a reality. Perfectly situated West of the 5 in Oceanside's sought-after South O neighborhood, this fully renovated home offers 2,070 square feet — 4 bedrooms, 3 full bathrooms + an incredible bonus second living room. Step in through your dutch door and be immediately greeted by an airy and open floor plan. The custom, handmade oak cabinets and walk-in pantry are a chef’s dream. The show-stopping beach inspired countertops show just how much detail and thoughtful care was put into this home. The large bifold doors open to a beautifully landscaped grassy yard, giving plenty of room to play. The backyard features a large pergola, creating the perfect setting for sunset dinners, weekend gatherings, and year-round entertaining. This home is set apart as it features dual primary suites on separate levels each with generous walk-in closets, offering flexibility for guests or a private work-from-home retreat. A spacious upstairs bonus living room creates the ultimate hangout space, complete with a stylish bar-top entertaining area all set for game nights, movie nights, or post-beach drinks. A large two-car garage provides plenty of storage for surfboards, bikes, beach gear, a home gym, and all that comes with the coastal lifestyle. Own in one of North County's most walkable and fun family-friendly communities. Enjoy special mornings walking the kids to South Oceanside Elementary, spend afternoons at the nearby parks and tennis courts, and cruise to the beach, local coffee shops, boutiques, and some of the best local restaurants all just blocks away. This is more than a beautifully renovated home—it's a property that has it all– where every single day feels like vacation. This is your front-row seat to the South Oceanside lifestyle. Welcome home!

Mortgage Calculator

Est. Monthly Payment

$12,246

Principal & Interest$9,754
Property Tax$1,929
Insurance$563
%($385,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,173
Monthly Cashflow

Rent − PITIA

$-7,073
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,870

Mortgage (P+I)
$9,754
Cap Rate
-0.07%
Cash-on-Cash
-30.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$17,992

NOI (Annual)
$-1,395
Price-to-Rent

Lower = better for investors

31.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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