17685 Cumana Terrace
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17685 Cumana Terrace

D

Rancho Bernardo, CA 92128

$1,050,000

Soft Appraisal Value: $1,031,300 · 1.8% above estimate

Beds

3

Baths

2

Sqft

1,831

Year Built

1980

Days on Market

9

Property Type

Single Family

HOA/mo

$645

MLS ID

260011963SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to this charming single story home in the premier 55+ community of Oaks North in Rancho Bernardo! This light filled residence boasts vaulted ceilings in the large formal living room, a spacious family room with cozy fireplace and convenient wet bar, and an updated kitchen with abundant cabinetry, a lazy Susan, and a wine fridge. Plantation shutters, dual pane windows, and fresh neutral paint create a crisp fresh feeling. Enjoy the comfort of two fireplaces perfect for cozy evenings. The backyard is a true standout: a lush, private oasis with colorful flowers, fruit trees, and an expansive covered patio ideal for outdoor dining and relaxation. Large garage with parking space for a golf cart. Located on scenic Cumana Terrace, the home sits near the beloved Rancho Bernardo Winery, known for its Friday Farmer’s Market and vibrant community events. Oaks North offers resort style amenities including a recreation center, fitness room, tennis courts, pool, spa, and more. Everything you need for an active and enjoyable lifestyle. Don't miss this fantastic opportunity!

Mortgage Calculator

Est. Monthly Payment

$7,311

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
HOA$645
%($210,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,301
Monthly Cashflow

Rent − PITIA

$-3,009
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,874

Mortgage (P+I)
$5,309
Cap Rate
0.50%
Cash-on-Cash
-27.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$10,630

NOI (Annual)
$5,229
Price-to-Rent

Lower = better for investors

20.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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