17525 Plaza Gitana

17525 Plaza Gitana

D

Rancho Bernardo, CA 92128

$965,000

Beds

2

Baths

2

Sqft

1,585

Year Built

1974

Days on Market

46

Property Type

Single Family

HOA/mo

$595

MLS ID

260001723SD

View on MLS

Description

Stylish 2-Bedroom + Office Home in a Sought-After 55+ Community Welcome to this beautifully maintained 2-bedroom, 2-bath residence featuring a flexible bonus room—ideal as a home office, den, or optional third bedroom. The upgraded kitchen shines with granite countertops, stainless steel appliances, and a convenient portable island, while the formal dining area flows effortlessly into a bright, spacious living room—perfect for relaxed everyday living or entertaining. The primary suite features an en-suite bathroom and generous closet space, while the private, low-maintenance backyard provides a peaceful outdoor retreat. Additional highlights include extra storage in the two-car garage and an easy-care front yard designed for effortless living. Located just moments from the Oaks North Golf Course and the historic Bernardo Winery, this home delivers comfort, convenience, and an exceptional lifestyle in one of Rancho Bernardo’s premier 55+ communities. Seller is open to reviewing offers—55+ living has never looked better.

Mortgage Calculator

Est. Monthly Payment

$6,721

Principal & Interest$4,880
Property Tax$965
Insurance$281
HOA$595
%($193,000)
%

Investment Score

1D
Est. Monthly Rent
$3,582
Monthly Cashflow

Rent − PITI − HOA

$-3,139
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,767

Mortgage (P+I)
$4,880
Cap Rate
0.14%
Cash-on-Cash
-19.51%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$6,721

NOI (Annual)
$1,356
Price-to-Rent

Lower = better for investors

22.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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