17159 Bernardo Drive

17159 Bernardo Drive #103

D

4S Ranch, CA 92127

$524,000

Soft Appraisal Value: $512,100 · 2.3% above estimate

Beds

2

Baths

2

Sqft

944

Year Built

1994

Days on Market

17

Property Type

Condo

HOA/mo

$490

MLS ID

NDP2602389

Description

Move-in ready 2 bed, 2 bath condo in the Waterbridge community of Rancho Bernardo, located in the highly rated Poway Unified School District and minutes from Westwood Elementary. This bright 944 sq ft home features an open living and dining layout, granite countertops, stainless steel appliances, in-unit washer & dryer, central AC & heating, and a private balcony/patio. Includes one assigned parking space with optional additional permit. Waterbridge offers beautiful landscaped grounds, ponds, walking paths, pool, spa, fitness center, clubhouse, BBQ areas and playground. Convenient location near parks, shopping, dining and easy access to I-15.

Mortgage Calculator

Est. Monthly Payment

$3,816

Principal & Interest$2,650
Property Tax$524
Insurance$153
HOA$490
%($104,800)
%

Investment Score

3D
Est. Monthly Rent
$2,720
Monthly Cashflow

Rent − PITI − HOA

$-1,097
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,159

Mortgage (P+I)
$2,650
Cap Rate
1.12%
Cash-on-Cash
-24.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,524

NOI (Annual)
$5,889
Price-to-Rent

Lower = better for investors

16.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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