1680 Coast Highway 101

1680 Coast Highway 101

D

Encinitas, CA 92024

$1,195,000

Beds

2

Baths

2

Sqft

1,026

Year Built

1986

Days on Market

10

Property Type

Townhouse

HOA/mo

$493.5

MLS ID

260006513SD

Description

Located WEST of Coast Highway 101 in the heart of Leucadia! Easy walk/ride to beaches, shopping and restaurants! This TOWNHOME offers 2-bedrooms, 2-baths along with an 2 car garage with direct access. Featuring a bright, airy layout designed to capture refreshing coastal breezes. The inviting living space features a cozy fireplace and opens to a private front porch—perfect for enjoying the relaxed seaside atmosphere. Outdoor living is extended off the kitchen/dining with a massive deck. Both bedrooms and bathrooms are located upstairs. The attached two-car garage provides both parking and generous storage, along with the convenience of in-unit laundry. As a resident of the desirable Pacifica community, you’ll enjoy direct access to the pool and spa, ideal for unwinding after a day at the beach. Just a short distance from Encinitas’ best beaches, popular restaurants, vibrant bars, and local shops, this home delivers the ultimate blend of coastal lifestyle, comfort, and convenience.

Mortgage Calculator

Est. Monthly Payment

$8,080

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
HOA$494
%($239,000)
%

Investment Score

0D
Est. Monthly Rent
$3,729
Monthly Cashflow

Rent − PITI − HOA

$-4,351
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,205

Mortgage (P+I)
$6,043
Cap Rate
-0.16%
Cash-on-Cash
-31.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$11,787

NOI (Annual)
$-1,944
Price-to-Rent

Lower = better for investors

26.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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