16731 San Salvador Rd

16731 San Salvador Rd

D

Rancho Bernardo, CA 92128

$999,999

Soft Appraisal Value: $984,600 · 1.6% above estimate

Beds

2

Baths

2

Sqft

1,770

Year Built

1968

Days on Market

54

Property Type

Single Family

HOA/mo

$615

MLS ID

SW26026874

View on MLS

Description

Welcome to this charming single-level residence located in the highly sought-after 55+ Seven Oaks community of Rancho Bernardo. Just five minutes from the Rancho Bernardo Golf Course, this Acapulco open floor plan offers 2 bedrooms, 2 bathrooms, plus a versatile den conveniently located near the kitchen. Abundant natural light fills the home, creating a bright and inviting atmosphere throughout. The living and dining areas seamlessly open to the converted sunroom, providing direct access to the peaceful backyard as well as the primary bedroom and en-suite bathroom.The backyard is a serene retreat, beautifully landscaped with lush greenery and mature fruit trees including nectarine, loquat, Black Jack fig, plum, apple, lime, and lemon—perfect for relaxing or entertaining. Residents enjoy the benefits of low property taxes along with access to the Seven Oaks Community Center for just $615 per year, offering amenities such as a pool, jacuzzi, pickle ball court, library, fitness center, and a variety of community events. Ideally located just 10 minutes from Carmel Mountain Plaza with shopping, dining, coffee shops, and more. This home offers a perfect blend of location, layout, and lifestyle!

Mortgage Calculator

Est. Monthly Payment

$6,963

Principal & Interest$5,057
Property Tax$1,000
Insurance$292
HOA$615
%($200,000)
%

Investment Score

1D
Est. Monthly Rent
$3,805
Monthly Cashflow

Rent − PITIA

$-3,159
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,867

Mortgage (P+I)
$5,057
Cap Rate
0.23%
Cash-on-Cash
-29.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$10,126

NOI (Annual)
$2,274
Price-to-Rent

Lower = better for investors

21.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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