16519 Gabarda Rd.
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16519 Gabarda Rd.

C

Rancho Bernardo, CA 92128

$1,050,000
NEW — 2d

Soft Appraisal Value: $1,031,200 · 1.8% above estimate

Beds

3

Baths

2

Sqft

1,905

Year Built

1971

Days on Market

2

Property Type

Single Family

HOA/mo

$52

MLS ID

260016907SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully renovated single-story home in the highly desirable Seven Oaks 55+ community of Rancho Bernardo. Situated on a quiet cul-de-sac, this 3-bedroom, 2-bath residence offers approximately 1,905 square feet of thoughtfully updated living space on a 6,900 square foot lot with a 2-car garage. Every detail has been carefully elevated, beginning with stunning mahogany double entry doors that create an inviting first impression. Inside, you'll find all-new windows and sliding glass doors, durable 20 mil luxury vinyl plank flooring throughout, designer lighting, and added recessed lighting that fills the home with warmth and natural light. The completely remodeled kitchen features custom Luma cabinetry, quartz countertops, designer tile finishes, and premium craftsmanship, creating a space that's both beautiful and functional. Both bathrooms have been fully renovated with high-end finishes, while the living room showcases a striking tiled fireplace as its focal point. Outside, the professionally redesigned front and backyard landscaping includes new irrigation, drip systems, and mature plantings, all newly planted grass, providing attractive, low-maintenance outdoor living. Located in the sought-after Seven Oaks community, residents enjoy access to exceptional amenities: Community Center includes a heated swimming pool, spa, fitness room, two Pickleball courts, library, shuffleboard courts, Bocce Court, ceramic club, woodworking club, auditorium and various meeting rooms. The Clubhouse is centered on well-cared for grounds with green spaces, gardens and shade trees interspersed. Over 30 separate clubs as well as being nearby golf, shopping, dining, parks, and convenient freeway access, all in the heart of Rancho Bernardo. While Seven Oaks is a 55+ community, buyers do not have to be 55+ years old to purchase the property, making this an outstanding opportunity for a variety of buyers. This is a truly move-in-ready home combining modern design, quality renovations, and one of North County San Diego's most desirable active-adult communities.

Mortgage Calculator

Est. Monthly Payment

$6,718

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
HOA$52
%($210,000)
%

Location

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Investment Score

23D
Est. Monthly Rent
$4,519
Monthly Cashflow

Rent − PITIA

$-2,198
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,113

Mortgage (P+I)
$5,309
Cap Rate
1.37%
Cash-on-Cash
-23.50%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$9,860

NOI (Annual)
$14,360
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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