16508 San Rufo Court

16508 San Rufo Court

C

San Diego, CA 92127

$2,299,000

Beds

6

Baths

3

Sqft

3,541

Year Built

2001

Days on Market

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2606854

This property is in San Diego (92127). View neighborhood stats →

About This Property

Some homes just work for real life. This one on 16508 San Rufo Ct is built for it. Step through the front door and high ceilings open up above you. Light pours in from every direction, and the views pull you in right away. It is the kind of entrance that makes you want to see the rest. The main level already solves half your wish list. A bedroom and full bath downstairs for guests or parents, plus a home office. Upstairs holds three more bedrooms, a spa retreat room with Sauna for quiet mornings, and a primary suite that feels like your own escape. Marble tile flows through the living room, dining room, kitchen, and family room, tying the whole main level together. Solar is fully paid off, so your power bill stays low. Water is filtered through the whole house, plus an RO system for clean drinking water every day. Step outside to a large backyard with mature fruit trees and a built in BBQ, perfect for family dinners while you watch the sunset. It sits on a quiet cul-de-sac with privacy. Six bedrooms give you room for family, guests, or a home business. Two car garage with built in storage keeps life organized. Zoned for top rated schools, close to parks and everyday conveniences. This is a home that grows with you. Seller is willing to offer a concession towards flooring.

Mortgage Calculator

Est. Monthly Payment

$14,720

Principal & Interest$11,625
Property Tax$2,299
Insurance$671
HOA$125
%($459,800)
%

Investment Score

6D
Est. Monthly Rent
$8,047
Monthly Cashflow

Rent − PITIA

$-6,673
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,440

Mortgage (P+I)
$11,625
Cap Rate
0.62%
Cash-on-Cash
-27.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$21,605

NOI (Annual)
$14,224
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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