1650 8th

1650 8th #104

D

San Diego, CA 92101

$699,000
NEW — 3d on market

Beds

2

Baths

2

Sqft

1,126

Year Built

1980

Days on Market

3

Property Type

Condo

HOA/mo

$572

MLS ID

260007735SD

View on MLS

Description

Tucked into the heart of Cortez Hill at Park View, this southwest-facing corner residence offers a rare blend of natural light, privacy, and design. Perched above a quiet, tree-lined street, the home is wrapped in windows and filled with light throughout the day, creating an open, inviting feel that’s hard to find downtown. Just moments from Little Italy and Balboa Park, the location delivers both walkability and a more residential setting. Extensively updated, the home features acacia wood floors, smooth-coated walls, and curated finishes throughout. The living and dining areas are anchored by custom wood slat accent walls and designer lighting, including a Crate & Barrel chandelier and CB2 fixtures, adding warmth and architectural interest. The kitchen offers granite countertops, stainless steel appliances, and a seamless connection to the main living space. Both bedrooms are generously sized, including a primary suite with an ensuite bath, ample closet space, and motorized blackout shades. Bathrooms have been tastefully remodeled with a clean, modern design. Additional highlights include a large in-unit laundry room, two side-by-side parking spaces with EV charging, and a brand new HVAC system. New windows and southwest exposure enhance natural light throughout. Smart home features include Philips Hue lighting, smart switches, Nest thermostat, and SimpliSafe security system. The home blends thoughtful design with modern convenience in one of downtown San Diego’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$5,009

Principal & Interest$3,535
Property Tax$699
Insurance$204
HOA$572
%($139,800)
%

Investment Score

3D
Est. Monthly Rent
$3,479
Monthly Cashflow

Rent − PITIA

$-1,531
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,913

Mortgage (P+I)
$3,535
Cap Rate
1.07%
Cash-on-Cash
-25.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$7,262

NOI (Annual)
$7,456
Price-to-Rent

Lower = better for investors

16.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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