1645 Noma Lane

1645 Noma Lane

D

Encinitas, CA 92024

$2,100,000
NEW — 1d on market

Beds

4

Baths

2.5

Sqft

1,875

Year Built

1956

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602948

Description

Coastal Modern Private Sanctuary 1.24-Acre Leucadia Estate with Ocean Views! Recently appraised at $2,200,000. This single-story retreat seamlessly bridges timeless architectural integrity with sophisticated contemporary luxury. From the completely rebuilt bedroom wing to the sun-drenched floor plan, the design prioritizes flow, light, and stunning ocean and hillside views. A gas fireplace anchors the living room with a large slider picture window capturing the amazing view. From the living room, the floor plan flows easily into the dining area and a sleek galley kitchen. There are quartz countertops, stainless steel appliances, custom cabinetry, and refined designer hardware. The captivating primary suite is a peaceful retreat framed by panoramic views, remote-controlled shades, spa-inspired en-suite bathroom, and oversized dressing room featuring its own washer and dryer. All interior doors are upgraded Trustile solid-core doors. Two of the bedrooms have private entrances ideal for guests, or rental potential. Additional features include a 2020 four-zone Lennox Elite HVAC, two laundry areas, step-free interior layout, with luxury vinyl plank flooring. Two car garage with additional parking for several vehicles including discreet space for RV or boat. Enjoy the fully landscaped grounds with surrounding hard scape and the privacy of the roof top deck. With no HOA, CC&Rs or Mello-Roos, this exceptional home delivers privacy, style, and relaxed sophistication.

Mortgage Calculator

Est. Monthly Payment

$13,331

Principal & Interest$10,619
Property Tax$2,100
Insurance$612
%($420,000)
%

Investment Score

2D
Est. Monthly Rent
$7,162
Monthly Cashflow

Rent − PITI − HOA

$-6,169
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,566

Mortgage (P+I)
$10,619
Cap Rate
0.60%
Cash-on-Cash
-27.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$19,585

NOI (Annual)
$12,633
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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