16172 Selva
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16172 Selva

C

Rancho Bernardo, CA 92128

$1,100,000
NEW — 1d

Soft Appraisal Value: $1,072,300 · 2.6% above estimate

Beds

3

Baths

2

Sqft

1,926

Year Built

1970

Days on Market

1

Property Type

Single Family

HOA/mo

$51

MLS ID

260014126SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Situated on a desirable corner lot, this beautiful 3-bedroom, 2-bath home captures scenic hilltop views from the backyard pergola and multiple bedrooms. Thoughtfully designed for comfort and functionality, the home features PAID OFF SOLAR and an oversized chef-inspired kitchen with abundant counter space and storage, making it the perfect gathering place for everyday living and entertaining. The flexible layout offers a private guest bedroom, ideal for visitors or a home office. Matching tile flooring flows throughout the home. A vaulted ceiling highlights the front living room, creating an open and airy first impression, while the rear great room is bathed in natural light from numerous windows and sliding glass doors galore, creating a bright and inviting living space. Step outside to your private backyard retreat featuring mature fruit trees, raised garden beds, and peaceful outdoor spaces to relax, entertain, and enjoy the hilltop views. The guest bathroom offers dual sinks for added convenience. Low HOA fees include access to the renowned Seven Oaks Community Center, offering a heated swimming pool, spa, pickleball, lawn bowling, library, fitness room, ceramics studio, sewing room, woodworking shop, pool table, ping-pong, and a full calendar of social events, clubs, and classes. Enjoy miles of neighborhood sidewalks perfect for walking, exercising, and connecting with neighbors. This well-maintained home offers the ideal combination of views, energy efficiency, privacy, and an active lifestyle.

Mortgage Calculator

Est. Monthly Payment

$7,034

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$51
%($220,000)
%

Location

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Investment Score

26D
Est. Monthly Rent
$4,981
Monthly Cashflow

Rent − PITIA

$-2,053
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,115

Mortgage (P+I)
$5,562
Cap Rate
1.58%
Cash-on-Cash
-22.45%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$10,326

NOI (Annual)
$17,360
Price-to-Rent

Lower = better for investors

18.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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