15954 Via Broma
Dbottom 20%Rancho Santa Fe, CA 92091
Pass at asking: -$20,163/mo full cashflow at 20% down, 7.43% rate.
Works at $839,829 (76% under asking); even all cash loses money at asking.
Rent $8,377/mo from 10 leases of 3-bed houses within 2 mi ($7,225–$9,979).
Beds
3
Baths
3
Sqft
2,177
Year Built
2022
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026561SD
This property is in Rancho Santa Fe (92091). Browse neighborhood analytics →
About This Property
Brand new modern construction, designed from the ground up around natural light and easy living. Soaring beamed ceilings and walls of windows pour sunshine into every room, from first cup of coffee to the last glow of evening. At the heart of the home, a two sided fireplace connects the great room to a large, covered outdoor living space, so the line between inside and outside disappears and San Diego's weather becomes part of the floor plan. The chef's kitchen is built for the way people actually gather, with an oversized island open to the living area so the cook is always part of the conversation. Wide plank English oak floors run throughout, adding warmth and continuity from room to room. Three large bedrooms and three full baths give everyone their own space. The main suite is the standout: step out to your own private patio facing directly east and start each day with some of the prettiest sunrises San Diego has to offer. Outside, the fully fenced and gated property is made for entertaining, with two fire pits, a generous covered patio, and plenty of room for friends, kids, and pets. Owned solar, not leased, means lower utility bills and nothing to transfer at closing. Membership in the La Valle Coastal Club is available and puts the golf course, spa, clubhouse, restaurant, pool, and pickleball, padel, and tennis courts an easy walk from your front door. A friendly neighborhood, a truly walkable lifestyle, and a brand new home that needs nothing.
Mortgage Calculator
Est. Monthly Payment
$23,725
Location
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Comparable Properties
3 comps foundThis Property
$8,377
Comp Average
$9,373
16025 Via Dicha
4bd / 3.5ba · 3,264 sqft · Single Family
$2.69M
Est. $11,634/mo
3868 Avenida Feliz
4bd / 3ba · 2,327 sqft · Single Family
$2.50M
Est. $8,344/mo
3805 Avenida Feliz
3bd / 2.5ba · 2,056 sqft · Single Family
$3.00M
Est. $8,141/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 3-bed houses within 2 mi · $7,225–$9,979
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$20,163/mo short at 20% down; +$26,185/mo rent closes it.
- Break-even price
- $839,829
- Break-even rent
- $34,562/mo
- Cashflow at 35% down
- −$16,553/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
76% under asking
$26,185/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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