15816 Via Del Alba

15816 Via Del Alba

Dbottom 20%

Rancho Santa Fe, CA 92067

$7,900,000
NEW — 0d
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$53,476/mo full cashflow at 20% down, 7.36% rate.

Works at $902,564 (89% under asking); even all cash loses money at asking.

Rent $11,655/mo from 10 leases of 4-bed houses within 2 mi ($11,155–$14,931).

Beds

4

Baths

3.5

Sqft

4,359

Year Built

2025

Days on Market

0

Property Type

Single Family

HOA/mo

$2,077

MLS ID

NDP2610219

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

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About This Property

A New Construction Masterpiece Above the Clouds in the West Side Covenant of Rancho Santa Fe. Perched upon a desirable hilltop in Rancho Santa Fe, this spectacular new construction ranch estate with a modern twist was completed in 2025 and offers a top-of-the-world location, granting rare sweeping views from East to West that allow you to live in serenity among the treetops. It is a private sanctuary, a genuine West Side Covenant home, that flawlessly merges timeless craftsmanship with contemporary luxury. The 4,359 SF, single-level residence is set on 1.54 meticulously maintained acres. It delivers 4 bedrooms, 3.5 spa-inspired bathrooms, a dedicated office, and a media room, all unified by an effortless, transparent indoor-outdoor flow. The architecture masterfully blends warm natural stone, rich wood accents, and expansive walls of glass that act as art, flooding the interiors with curated light. Inside, vaulted ceilings with exposed beams soar above the open living and dining spaces. The chef’s kitchen, a study in functional elegance, pairs bespoke custom cabinetry with high-performance stone surfaces, a commanding center island, and professional-grade appliances. Thoughtful design details, including wide-plank oak flooring and meticulously curated lighting, ensure every corner of the home feels both refined and utterly comfortable. The private primary suite is a true retreat, opening directly onto the patio with restorative views across the rolling hills. Outside, the property is framed by multiple entertaining terraces and lounging areas, complete with an outdoor fireplace, the perfect settings for taking in the daily, vibrant sunsets. Beyond the main residence, amenities include an 827 SF 3-car garage and meticulously landscaped grounds designed for low-maintenance beauty. This newly built estate offers a rare combination of contemporary design, single-level ease, and an unmatched location that is just minutes from the beach, the iconic Racetrack, polo fields, world-class golf, top-rated schools, and the charming Village of Rancho Santa Fe.

Mortgage Calculator

Est. Monthly Payment

$55,867

Principal & Interest$43,586
Property Tax$7,900
Insurance$2,304
HOA$2,077
%($1,580,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$11,655

10 leases of 4-bed houses within 2 mi · $11,155–$14,931

Monthly Cashflow

Rent − PITIA

-$44,212
Full Cashflow

Incl. vacancy, PM, maint, capex

-$53,476

What would make this work?

$53,476/mo short at 20% down; +$69,449/mo rent closes it.

Break-even price

89% under asking

$902,564
Break-even rent

$69,449/mo above the estimate

$81,104/mo
Cashflow at 35% down
−$45,304/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$43,586
Cap Rate
-1.41%
Cash-on-Cash
-40.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.21

NOI (Annual)
-$111,687
Price-to-Rent

Lower = better for investors

56.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$53,476/mo