15816 Via Del Alba
Dbottom 20%Rancho Santa Fe, CA 92067
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$53,476/mo full cashflow at 20% down, 7.36% rate.
Works at $902,564 (89% under asking); even all cash loses money at asking.
Rent $11,655/mo from 10 leases of 4-bed houses within 2 mi ($11,155–$14,931).
Beds
4
Baths
3.5
Sqft
4,359
Year Built
2025
Days on Market
0
Property Type
Single Family
HOA/mo
$2,077
MLS ID
NDP2610219
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
A New Construction Masterpiece Above the Clouds in the West Side Covenant of Rancho Santa Fe. Perched upon a desirable hilltop in Rancho Santa Fe, this spectacular new construction ranch estate with a modern twist was completed in 2025 and offers a top-of-the-world location, granting rare sweeping views from East to West that allow you to live in serenity among the treetops. It is a private sanctuary, a genuine West Side Covenant home, that flawlessly merges timeless craftsmanship with contemporary luxury. The 4,359 SF, single-level residence is set on 1.54 meticulously maintained acres. It delivers 4 bedrooms, 3.5 spa-inspired bathrooms, a dedicated office, and a media room, all unified by an effortless, transparent indoor-outdoor flow. The architecture masterfully blends warm natural stone, rich wood accents, and expansive walls of glass that act as art, flooding the interiors with curated light. Inside, vaulted ceilings with exposed beams soar above the open living and dining spaces. The chef’s kitchen, a study in functional elegance, pairs bespoke custom cabinetry with high-performance stone surfaces, a commanding center island, and professional-grade appliances. Thoughtful design details, including wide-plank oak flooring and meticulously curated lighting, ensure every corner of the home feels both refined and utterly comfortable. The private primary suite is a true retreat, opening directly onto the patio with restorative views across the rolling hills. Outside, the property is framed by multiple entertaining terraces and lounging areas, complete with an outdoor fireplace, the perfect settings for taking in the daily, vibrant sunsets. Beyond the main residence, amenities include an 827 SF 3-car garage and meticulously landscaped grounds designed for low-maintenance beauty. This newly built estate offers a rare combination of contemporary design, single-level ease, and an unmatched location that is just minutes from the beach, the iconic Racetrack, polo fields, world-class golf, top-rated schools, and the charming Village of Rancho Santa Fe.
Mortgage Calculator
Est. Monthly Payment
$55,867
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$11,655
Comp Average
$20,630
6858 Las Colinas
4bd / 4ba · 3,660 sqft · Single Family
$4.79M
Est. $13,900/mo
6358 Lago Lindo
3bd / 3.5ba · 4,500 sqft · Single Family
$5.00M
Est. $12,989/mo
4773 El Mirlo
5bd / 6.5ba · 5,400 sqft · Single Family
$8.00M
Est. $35,000/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 4-bed houses within 2 mi · $11,155–$14,931
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$53,476/mo short at 20% down; +$69,449/mo rent closes it.
- Break-even price
- $902,564
- Break-even rent
- $81,104/mo
- Cashflow at 35% down
- −$45,304/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
89% under asking
$69,449/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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