1580 Union St

1580 Union St

D

San Diego, CA 92101

$549,900

Beds

1

Baths

1

Sqft

673

Year Built

2004

Days on Market

16

Property Type

Condo

HOA/mo

$684

MLS ID

260005129SD

Description

A sophisticated retreat in the heart of Little Italy, this recently upgraded 1-bedroom residence blends modern design with serene courtyard views. Quartz waterfall countertops, elevated finishes, designer lighting, and warm wood flooring create a refined ambiance throughout. Enjoy your private balcony overlooking the cascading water and lush landscaping of an urban sanctuary, or take advantage of your many amenities—pool, gym, library, and grilling nooks! For transportation ease, you’ll be blocks from the train depot and tram stops and minutes from the airport— and all just moments from the city’s best dining and waterfront lifestyle. Location, Location, Location!

Mortgage Calculator

Est. Monthly Payment

$4,175

Principal & Interest$2,781
Property Tax$550
Insurance$160
HOA$684
%($109,980)
%

Investment Score

2D
Est. Monthly Rent
$2,783
Monthly Cashflow

Rent − PITI − HOA

$-1,391
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,490

Mortgage (P+I)
$2,781
Cap Rate
0.63%
Cash-on-Cash
-27.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$6,017

NOI (Annual)
$3,489
Price-to-Rent

Lower = better for investors

16.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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