1549 Fig Tree Way Oceanside

1549 Fig Tree Way Oceanside

D

, CA 92056

$650,000
NEW — 6d on market

Beds

2

Baths

2.5

Sqft

1,222

Year Built

2022

Days on Market

6

Property Type

Townhouse

HOA/mo

$330

MLS ID

260004429SD

View on MLS

Description

Built in 2022, this three-story townhome offers the aesthetic and efficiency of near-new construction. The home is equipped with a fully integrated solar system, significantly reducing energy costs while providing a sustainable footprint. Situated in a growing Oceanside community, this home balances a quiet residential feel with great modern amenities plus a community pool and is situated in a great location. The interior features a bright, functional kitchen with streamlined cabinetry and modern appliances that open directly into the main living area. Two spacious bedrooms and two and a half bathrooms are distributed across the three-level floor plan, creating a natural separation between the private sleeping quarters and the social heart of the home. On the ground level, an oversized two-car garage provides secure parking and substantial extra storage space. This turn-key property is a rare find for buyers looking for quality and value in a prime location. Whether you are looking for a low-maintenance primary residence or a smart investment in North County, this home delivers on both quality and location.

Mortgage Calculator

Est. Monthly Payment

$4,456

Principal & Interest$3,287
Property Tax$650
Insurance$190
HOA$330
%($130,000)
%

Investment Score

5D
Est. Monthly Rent

Market Rent Estimate

$2,850
Monthly Cashflow

Rent − PITI − HOA

$-1,607
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,804

Mortgage (P+I)
$3,287
Cap Rate
0.89%
Cash-on-Cash
-14.83%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$4,457

NOI (Annual)
$5,794
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

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