1514 Seacoast
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1514 Seacoast

Dbottom 20%

Imperial Beach, CA 91932

$999,000
STR: check · Imperial Beach: confirm the zone · TOT 14%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$5,663/mo full cashflow at 20% down, 7.43% rate.

Works at $261,660 (74% under asking); even all cash loses money at asking.

Rent $3,142/mo from 8 leases of 1–3 bed condos & townhomes within 1 mi ($3,065–$3,663).

Beds

2

Baths

2

Sqft

1,253

Year Built

1978

Days on Market

148

Property Type

Condo

HOA/mo

$410

MLS ID

260014529SD

This property is in Imperial Beach (91932). Browse neighborhood analytics →

Virtual Tour

About This Property

Experience coastal living in this exquisite two-story townhome in Imperial Beach, San Diego, California! Nestled on the oceanfront with stunning sunset views, this 2-bedroom, 2-bathroom home spans 1253 sq.ft. and has been completely renovated to offer a modern, retro, and move-in ready space. Step inside to discover a cozy yet open floor plan, highlighted by new flooring and kitchen cabinets. Upstairs, the primary bedroom features a private balcony with mesmerizing ocean views, creating the perfect spot to unwind and savor the coastal breeze. The convenience of an upstairs washer and dryer adds to the allure of this beachside sanctuary. Outside, two oceanfront patios beckon you to relax and revel in the coastal ambiance, while a one-car garage provides ample space for your beach essentials. This home offers direct beach access, inviting you to indulge in surfing and leisurely beach walks right outside your door. Embrace the ultimate beach lifestyle while still being within reach of all the amenities and attractions that San Diego has to offer. Don't miss this rare opportunity to make this oceanfront haven your own. Schedule a showing today and unlock the door to your coastal paradise in Imperial Beach!

Mortgage Calculator

Est. Monthly Payment

$7,250

Principal & Interest$5,550
Property Tax$999
Insurance$291
HOA$410
%($199,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Imperial Beach Charter · grades K-8 · South Bay Union

  • Middle

    Mar Vista Academy · grades 7-8 · Sweetwater Union High

  • High

    Mar Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

1D
Est. Monthly Rent
$3,142

8 leases of 1–3 bed condos & townhomes within 1 mi · $3,065–$3,663

Blended 50/50 with the zip's market median ($2,918)

Monthly Cashflow

Rent − PITIA

-$4,108
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,663

What would make this work?

$5,663/mo short at 20% down; +$7,355/mo rent closes it.

Break-even price

74% under asking

$261,660
Break-even rent

$7,355/mo above the estimate

$10,497/mo
Cashflow at 35% down
−$4,622/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,550
Cap Rate
0.05%
Cash-on-Cash
-34.01%
DSCR

Need ≥ 1.25 for DSCR loan

0.43

NOI (Annual)
$527
Price-to-Rent

Lower = better for investors

26.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$5,663/mo