15130 Saddlebrook Ln

15130 Saddlebrook Ln

D

Poway, CA 92064

$2,995,000
NEW — 6d on market

Soft Appraisal Value: $2,905,300 · 3.1% above estimate

Beds

4

Baths

4.5

Sqft

5,135

Year Built

2003

Days on Market

6

Property Type

Single Family

HOA/mo

$1,500

MLS ID

260006748SD

Description

Set in one of the area’s most coveted enclaves, this exceptional single-level estate is a masterwork by acclaimed builder McCullough-Ames, perfectly sited on over one acre of serene, view-rich grounds. Pristine in condition and timeless in design, the residence offers four bedrooms, an elegant office, and a dedicated game room—each space thoughtfully curated to balance refined luxury with effortless livability. Bathed in natural light and framed by tranquil vistas that feel like your own private mountain retreat, the open floor plan unfolds with richly appointed finishes and bespoke craftsmanship throughout. Marabou distressed hardwood floors, travertine accents, wainscoting, custom base and crown molding, 8-foot Knotty Alder doors, and extensive custom millwork elevate every room. Designed for seamless indoor-outdoor living, the home offers formal living and dining rooms, a welcoming family room with a fireplace and custom wood-beam ceiling, casual dining, and a stylish dry bar—ideal for entertaining at any scale. The chef’s kitchen is a true showpiece, featuring granite countertops, a generous center island with seating, Sub-Zero built-in refrigeration, a 6-burner Viking Professional range, Dacor double ovens, and dual Bosch dishwashers. The primary suite is a private sanctuary, richly appointed with dual vanities, abundant custom cabinetry, a soaking tub with a custom tiled deck, a walk-in shower with seating, and two expansive walk-in closets with built-ins. Full-length windows, surround sound, and French doors opening to the grounds complete this retreat-like experience. Outdoors, the property transforms into a storybook setting with custom paver driveways, impeccably maintained landscaping, and a loggia framed by six stone-style columns. Multiple conversation and dining areas surround an infinity-edge pool with water features, a slide, and a spa—perfect for both grand entertaining and quiet relaxation. The fully equipped outdoor kitchen boasts granite counters, bar seating, dual wine coolers, a pizza oven, and a gas grill. Additional amenities include a sports court with basketball hoops, also ideal for pickleball, badminton, and volleyball, a putting green, and fully gated pet and play areas with a custom pet door. Notable features include an en-suite guest bedroom, fully owned solar panels, a producing water well for irrigation, Lutron lighting, wireless security, a central vacuum, multi-zone climate control, a Compool pool system, a spacious laundry room with granite counters, and garages with epoxy floors and dedicated work areas. A rare offering where craftsmanship, privacy, and resort-style living converge—this Saddlebrook Estates residence is truly one of a kind.

Mortgage Calculator

Est. Monthly Payment

$20,513

Principal & Interest$15,144
Property Tax$2,995
Insurance$874
HOA$1,500
%($599,000)
%

Investment Score

0D
Est. Monthly Rent
$7,749
Monthly Cashflow

Rent − PITI − HOA

$-12,764
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,042

Mortgage (P+I)
$15,144
Cap Rate
-0.76%
Cash-on-Cash
-34.14%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.38
Break-even Rent
$29,882

NOI (Annual)
$-22,777
Price-to-Rent

Lower = better for investors

32.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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