1513 California Street

1513 California Street

D

Oceanside, CA 92054

$1,899,000

Beds

5

Baths

4

Sqft

2,840

Year Built

1939

Days on Market

11

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601675

Description

Luxury Coastal Living with Ocean Views & ADU Income Potential. A recent high-end Remodel! This is an entertainer's home for sure! ADU income potential of $2500-3500 per month. Welcome to 1513 California Street, where modern design meets the relaxed charm of Southern California's coast. Perched in Oceanside's coveted Fire Mountain neighborhood just over a mile from the sand, this single-story contemporary retreat has been completely reimagined inside and out for effortless coastal living. Enter to an open-concept great room with soaring ceilings, expansive windows, and natural light that fills every corner. The designer kitchen is a true showpiece, featuring top-tier appliances, sleek countertops, and custom cabinetry that make everyday cooking or entertaining a joy. With four spacious bedrooms and three spa-inspired bathrooms, the main residence blends sophistication and comfort at every turn. Beyond the main home lies a fully permitted one-bedroom ADU, offering incredible versatility ideal for guest quarters, multi-generational living, or lucrative rental income. Whether you're seeking to offset your mortgage or host family in style, this additional space makes it easy. The crown jewel of this property is the 1,100-square-foot rooftop deck, showcasing panoramic ocean views that stretch to the horizon. Imagine unwinding with sunset cocktails, gathering around a fire pit under the stars, or enjoying your morning coffee while the coastal breeze rolls in. Just minutes away, discover Oceanside's vibrant local scene--from beachfront dining and boutique breweries to weekly farmers markets and the iconic Oceanside Pier.

Mortgage Calculator

Est. Monthly Payment

$12,055

Principal & Interest$9,602
Property Tax$1,899
Insurance$554
%($379,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,231
Monthly Cashflow

Rent − PITI − HOA

$-6,824
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,610

Mortgage (P+I)
$9,602
Cap Rate
-0.00%
Cash-on-Cash
-21.56%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,055

NOI (Annual)
$-92
Price-to-Rent

Lower = better for investors

30.3

* Defaults: 20% down, 6.5% rate, 30yr.

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