15045 Rancho Real

15045 Rancho Real

D

Del Mar, CA 92014

$4,795,000
NEW — 0d on market

Soft Appraisal Value: $4,534,600 · 5.7% above estimate

Beds

4

Baths

3.5

Sqft

3,605

Year Built

1980

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007994SD

View on MLS

Description

This architecturally significant residence is positioned on over an acre of elevated, exceptionally private grounds in Del Mar, surrounded by mature landscape and natural beauty. Inside, a dramatic two-story living room framed by walls of glass and skylights captures expansive valley and hillside views, establishing an immediate connection between interior and exterior spaces. The floor plan unfolds with intention, enabling a natural flow between living areas that feel both open and grounded. The living experience spans multiple levels, each offering a distinct sense of space and perspective. The entry-level primary suite provides a quiet retreat with direct access to the outdoors. Below, three bedrooms and a secondary living area, anchored by a striking wine display, allow flexibility for guests, entertaining, or everyday living. At the top, a sculptural staircase leads to a private office with bath and access to a view deck overlooking the polo fields, easily adaptable as a fifth bedroom or creative workspace. Outside, the property transforms into a true retreat. A curved pool and spa anchor the grounds, surrounded by multiple lounge areas, an outdoor kitchen, and layered greenery that provide both privacy and atmosphere. From sunlit terraces to shaded gathering spaces, the setting is designed for both quiet moments and effortless entertaining. A home that lives like a private resort, where architecture, landscape, and light come together to create rare scale, privacy, and a sense of escape in one of Del Mar’s most sought-after rural settings.

Mortgage Calculator

Est. Monthly Payment

$30,440

Principal & Interest$24,246
Property Tax$4,795
Insurance$1,399
%($959,000)
%

Investment Score

0D
Est. Monthly Rent
$10,565
Monthly Cashflow

Rent − PITIA

$-19,875
Full Cashflow

Incl. vacancy, PM, maint, capex

$-26,301

Mortgage (P+I)
$24,246
Cap Rate
-0.51%
Cash-on-Cash
-32.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$44,722

NOI (Annual)
$-24,657
Price-to-Rent

Lower = better for investors

37.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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