
1450 Santa Diana Rd #1
Atop 10%Chula Vista, CA 91913
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,128/mo full cashflow at 20% down, 7.43% rate.
Works at $272,790 (50% under asking), or at 76% down.
Rent $3,106/mo from 20 leases of 2-bed condos & townhomes within 2 mi ($2,963–$3,143).
Beds
2
Baths
2
Sqft
1,098
Year Built
2014
Days on Market
49
Property Type
Townhouse
HOA/mo
$296.04
MLS ID
260023078SD
This property is in Chula Vista (91913). Browse neighborhood analytics →
About This Property
Built in 2014, this 2-bedroom, 2-bath end-unit townhome in the Aviare community of Village of Montecito at Otay Ranch has been lovingly maintained by its original owner. Warm, bright, and completely move-in ready, this one's waiting for you. Inside you'll feel it right away: an open, airy floor plan with a kitchen featuring granite countertops, stainless steel appliances, gas cooking, and an island where you can sit and enjoy a meal at any time of the day, or step outside to your private balcony to simply relax. The primary bedroom has an en-suite bathroom, dual sinks, and a walk-in closet. The home is equipped with other practical features such as a Nest thermostat, Ring doorbell, alarm system, a whole house fan and ceiling fans in both bedrooms as well as in the living room. And because this owner planned ahead, you won't be tackling big projects for years to come: a 16-panel solar system, newer HVAC unit, washer, dryer and dishwasher, a tankless water heater, whole-house water filtration system and softener, a UV air scrubber, new toilets, and LED recessed lighting all thoughtfully upgraded over the last 1 to 4 years. The one-car garage comes with an EV charger and overhead storage, plus a reserved parking spot just a few feet from the front door. Outside, resort-style amenities await, including two pools, spa, BBQ and picnic areas, clubhouse, gym, tennis and basketball courts, bocce ball, playgrounds and a large grass field. Close proximity to schools, parks, shopping, and entertainment. This is one you just can't miss!
Mortgage Calculator
Est. Monthly Payment
$4,062
Location
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Zoned Schools
Elementary
Muraoka (Saburo) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Rancho del Rey Middle · grades 7-8 · Sweetwater Union High
High
Otay Ranch Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,106
Comp Average
$2,966
1440 Levant Ln
2bd / 2ba · 1,008 sqft · Townhouse
$508K
Est. $2,993/mo

1298 Fools Gold
2bd / 2ba · 1,071 sqft · Condo
$549K
Est. $2,959/mo
2055 Lakeridge
2bd / 2ba · 1,045 sqft · Condo
$510K
Est. $2,907/mo
2011 Lakeridge Circle
2bd / 2ba · 1,045 sqft · Condo
$550K
Est. $3,044/mo
1333 Burgundy Drive
2bd / 2ba · 1,060 sqft · Condo
$600K
Est. $2,929/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
20 leases of 2-bed condos & townhomes within 2 mi · $2,963–$3,143
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,128/mo short at 20% down; 76% down or +$2,764/mo rent closes it.
- Break-even price
- $272,790
- Break-even rent
- $5,870/mo
- Cashflow at 35% down
- −$1,555/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$2,764/mo above the estimate
$418,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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