14481 Old Creek Road

14481 Old Creek Road

D

Scripps Ranch, CA 92131

$2,699,000

Soft Appraisal Value: $2,598,100 · 3.9% above estimate

Beds

5

Baths

4.5

Sqft

4,340

Year Built

2006

Days on Market

60

Property Type

Single Family

HOA/mo

$190

MLS ID

260002077SD

Description

Welcome to 14481 Old Creek Road, a stunning luxury estate in the highly sought-after Stonebridge Estates. From the moment you arrive, the home sets the tone for relaxed elegance with a charming front courtyard featuring a cozy fireplace and multiple seating areas. Step through the grand entry and into soaring cathedral ceilings, crown molding, and expansive windows that flood the home with natural light and frame breathtaking views of the backyard oasis and canyon beyond. The chef’s kitchen anchors the home, equipped with premium Thermador built-in appliances, generous prep space, and seamless connection to the dining and living areas. A downstairs bedroom with an ensuite bath and French doors offers ideal flexibility for guests or multi-generational living, along with an additional downstairs room. Upstairs, the primary suite is a true retreat featuring a spacious walk-in closet and spa-inspired ensuite with an oversized shower. The backyard is the showpiece. A resort-style oasis awaits, featuring a sparkling pool and spa, waterfall elements, palm trees, a built-in BBQ, multiple seating and dining areas, and panoramic canyon views. This is Southern California outdoor living at its finest. Recent upgrades include fresh interior paint and a new pool pump and motor. This is the dream home you have been waiting for. Broker and Broker Agents do not represent or guarantee the accuracy of the square footage, permitted or unpermitted space, bd/ba count, lot size/dimensions, schools, or other information concerning the conditions or features of the property. Buyer is advised to independently verify the accuracy of all information through personal inspection & with appropriate professionals to satisfy themselves.

Mortgage Calculator

Est. Monthly Payment

$17,324

Principal & Interest$13,648
Property Tax$2,699
Insurance$787
HOA$190
%($539,800)
%

Investment Score

0D
Est. Monthly Rent
$7,960
Monthly Cashflow

Rent − PITI − HOA

$-9,364
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,444

Mortgage (P+I)
$13,648
Cap Rate
0.09%
Cash-on-Cash
-29.89%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$25,419

NOI (Annual)
$2,448
Price-to-Rent

Lower = better for investors

28.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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