1414 Franciscan Way
1 / 20

1414 Franciscan Way

D

San Diego, CA 92116

$2,790,000

Soft Appraisal Value: $2,726,400 · 2.3% above estimate

Beds

5

Baths

3.5

Sqft

3,826

Year Built

2006

Days on Market

83

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2600657

This property is in San Diego (92116). View neighborhood stats →

Virtual Tour

About This Property

Discover a furnished, hidden gem perched on the cliffs of the highly sought-after University Heights—a vertical luxury that redefines the concept of an entertainer’s paradise. A highly desirable, secure home with strong defenses and excellent potential for further fortification. With floor-to-ceiling panoramic views from every level, this home is a rare treasure in a market where such unobstructed vistas are a true luxury. From the street, it may appear modest, but step inside, and you’ll be captivated by the expansive views and the impressive scale of the property as it descends three stories into the cliffside. Extensively remodeled with high-end finishes, this residence boasts top-of-the-line upgrades, including professional-grade appliances, a wine cellar, a dry-age meat locker, a full solar system with battery backup, and a new roof and a new split-level AC system in each room. The master suite is a retreat unto itself, featuring sweeping views, a private balcony, and a spa-like bathroom with custom walk-in closets. Four outdoor living spaces spread across three levels make this home an entertainer’s dream, complete with a new California Spa. The lower level offers a self-contained 700 sq. ft. suite, complete with an exterior entrance a kitchen, and a spacious deck, accessible both internally and externally. This versatile space presents excellent income potential or could serve as the perfect game room and home theater. This listing is a rare find and won’t be on the market for long. Be sure to review the full list of upgrades to truly appreciate the craftsmanship and luxury that define this exceptional home. The seller will entertain including partial furnishings. Large backyard to develop, room for your own pickleball court if allowed!

Mortgage Calculator

Est. Monthly Payment

$17,712

Principal & Interest$14,108
Property Tax$2,790
Insurance$814
%($558,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$7,866
Monthly Cashflow

Rent − PITIA

$-9,846
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,980

Mortgage (P+I)
$14,108
Cap Rate
0.05%
Cash-on-Cash
-30.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$26,022

NOI (Annual)
$1,534
Price-to-Rent

Lower = better for investors

29.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator