14104 Stoney Gate

14104 Stoney Gate

C

Rancho Bernardo, CA 92128

$1,169,000
NEW — 0d

Soft Appraisal Value: $1,149,700 · 1.7% above estimate

Beds

3

Baths

2.5

Sqft

1,539

Year Built

1989

Days on Market

0

Property Type

Single Family

HOA/mo

$62

MLS ID

260014334SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to Carmel Mountain Ranch! This 3-bedroom, 2.5-bath home is ideally located in one of North County San Diego's most desirable communities and sits on one of the area's most recognized streets, known for its annual holiday light displays. The property is just moments from shopping, grocery stores, restaurants, and everyday conveniences, while still being tucked within an established residential setting. Easy access to Highway 56 and Interstate 15 makes commuting throughout San Diego simple and convenient. Outdoor enthusiasts will appreciate the area's growing network of walking and biking trails, with additional trail connections currently under development nearby. The home is also located near the site of a future City of San Diego park planned to serve local residents. Families will benefit from access to the highly regarded Poway Unified School District, while everyone can enjoy the parks, recreation, and amenities that have made Carmel Mountain Ranch one of North County's most sought-after places to call home. A wonderful opportunity to own a home in the heart of Carmel Mountain Ranch.

Mortgage Calculator

Est. Monthly Payment

$7,483

Principal & Interest$5,911
Property Tax$1,169
Insurance$341
HOA$62
%($233,800)
%

Location

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Investment Score

8D
Est. Monthly Rent
$4,322
Monthly Cashflow

Rent − PITIA

$-3,161
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,129

Mortgage (P+I)
$5,911
Cap Rate
0.80%
Cash-on-Cash
-26.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$10,983

NOI (Annual)
$9,381
Price-to-Rent

Lower = better for investors

22.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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