1400 Market
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1400 Market

Btop 30%

Vista, CA 92084

$519,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,110/mo full cashflow at 20% down, 7.36% rate.

Works at $242,817 (53% under asking), or at 79% down.

Rent $3,092/mo from 10 leases of 1–3 bed houses within 2 mi ($2,945–$3,365).

Beds

2

Baths

2

Sqft

1,102

Year Built

1976

Days on Market

86

Property Type

Duplex

HOA/mo

$525

MLS ID

ND26180867

This property is in Vista (92084). Browse neighborhood analytics →

About This Property

FRESHLY PAINTED HOUSE and GARAGE. Looks and smells brand new!!Welcome to 1400 Market Street in Vista, a wonderful opportunity to enjoy comfortable and convenient living in a desirable 55+ community. Clean, refreshed, and ready for its new owner, this inviting home offers an easygoing lifestyle in a community setting with amenities close at hand.Step inside and immediately appreciate the fresh new paint throughout the home, creating a bright, clean, and welcoming atmosphere. The neutral, refreshed interior provides a great starting point for the new owner to add their own furnishings, décor, and personal touches. With the painting already completed and the home nicely prepared, you can spend less time worrying about projects and more time settling into your new surroundings.One of the highlights of this property is its excellent location within the community. The home is conveniently positioned near guest parking, making visits from friends and family that much easier. The community pool is also nearby, offering a great place to relax, cool off, socialize with neighbors, and enjoy the Southern California lifestyle.Whether you're looking to simplify, downsize, or simply enjoy the benefits of living in an established 55+ community, this home offers an appealing combination of location, convenience, cleanliness, and value. The comfortable setting makes it an excellent option for someone looking for a home that is ready to enjoy without taking on an extensive list of immediate improvements.Located in Vista, California, you'll also enjoy convenient access to the shopping, dining, services, recreation, and everyday necessities available throughout the surrounding North County area.1400 Market Street is clean, freshly painted, conveniently located near community amenities, and ready for a new owner. Come take a look and imagine making this welcoming Vista home your own!

Mortgage Calculator

Est. Monthly Payment

$4,059

Principal & Interest$2,863
Property Tax$519
Insurance$151
HOA$525
%($103,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Foothill Oak Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$3,092

10 leases of 1–3 bed houses within 2 mi · $2,945–$3,365

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$966
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,110

What would make this work?

$2,110/mo short at 20% down; 79% down or +$2,740/mo rent closes it.

Break-even price

53% under asking

$242,817
Break-even rent

$2,740/mo above the estimate

$5,832/mo
Cashflow at 35% down
−$1,573/mo
Down payment to break even

$410,010 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,863
Cap Rate
2.10%
Cash-on-Cash
-24.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
$10,895
Price-to-Rent

Lower = better for investors

14.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,110/mo