12832 Encantadora Lot 46

12832 Encantadora Lot 46

D

Rancho Peñasquitos, CA 92129

$838,880
NEW — 5d on market

Beds

3

Baths

3

Sqft

1,654

Year Built

2026

Days on Market

5

Property Type

Townhouse

HOA/mo

$498

MLS ID

260004715SD

View on MLS

Description

Take pride in coming home to this beautifully designed three story residence featuring 3 bedrooms, 3 bathrooms, and attached two car garage. The versatile first floor flex space can serve as a bedroom, office, or den, with convenient access to both the garage and front entry. The second level showcases an open concept great room and kitchen ideal for entertaining. Guests can gather around the oversized island while you prepare meals, creating the perfect setting for hosting and everyday living. On the third floor, retreat to your private primary suite complete with a spacious walk in closet and a well appointed suite bath. The laundry room is conveniently located nearby. An additional bedroom with its own private bathroom offers a comfortable option for guests, roommates, or family members.

Mortgage Calculator

Est. Monthly Payment

$5,823

Principal & Interest$4,242
Property Tax$839
Insurance$245
HOA$498
%($167,776)
%

Investment Score

5D
Est. Monthly Rent
$3,736
Monthly Cashflow

Rent − PITI − HOA

$-2,088
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,646

Mortgage (P+I)
$4,242
Cap Rate
0.85%
Cash-on-Cash
-14.93%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$5,824

NOI (Annual)
$7,149
Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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