13721 Pine Needles

13721 Pine Needles

D

Del Mar, CA 92014

$4,995,000

Beds

4

Baths

4.5

Sqft

3,279

Year Built

2014

Days on Market

33

Property Type

Single Family

HOA/mo

N/A

MLS ID

260002202SD

Description

Incredible modern dream home with stunning ocean views. This luxury residence brings elevated coastal living to life, featuring an extensive 2014 rebuild with a gourmet kitchen, high-end appliances, vaulted ceilings, and multiple ocean-view balconies. The backyard oasis is designed for entertaining, complete with a water feature, fire pit, and built-in barbecue—offering the perfect blend of comfort and sophistication.

Mortgage Calculator

Est. Monthly Payment

$31,709

Principal & Interest$25,257
Property Tax$4,995
Insurance$1,457
%($999,000)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$5,976
Monthly Cashflow

Rent − PITI − HOA

$-25,733
Full Cashflow

Incl. vacancy, PM, maint, capex

$-31,270

Mortgage (P+I)
$25,257
Cap Rate
-1.44%
Cash-on-Cash
-30.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.24
Break-even Rent
$31,709

NOI (Annual)
$-72,156
Price-to-Rent

Lower = better for investors

69.7

* Defaults: 20% down, 6.5% rate, 30yr.

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