13721 Pine Needles
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13721 Pine Needles

D

Del Mar, CA 92014

$4,795,000

Beds

4

Baths

4.5

Sqft

3,279

Year Built

2014

Days on Market

78

Property Type

Single Family

HOA/mo

N/A

MLS ID

260002202SD

This property is in Del Mar (92014). View neighborhood stats →

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About This Property

Incredible modern dream home with stunning ocean views. This luxury residence brings elevated coastal living to life, featuring an extensive 2014 rebuild with a gourmet kitchen, high-end appliances, vaulted ceilings, and multiple ocean-view balconies. The backyard oasis is designed for entertaining, complete with a water feature, fire pit, and built-in barbecue—offering the perfect blend of comfort and sophistication.

Mortgage Calculator

Est. Monthly Payment

$30,440

Principal & Interest$24,246
Property Tax$4,795
Insurance$1,399
%($959,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,717
Monthly Cashflow

Rent − PITIA

$-21,723
Full Cashflow

Incl. vacancy, PM, maint, capex

$-27,724

Mortgage (P+I)
$24,246
Cap Rate
-0.87%
Cash-on-Cash
-34.69%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.29
Break-even Rent
$44,722

NOI (Annual)
$-41,733
Price-to-Rent

Lower = better for investors

45.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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