13673 Shoal Summit

13673 Shoal Summit

D

Rancho Bernardo, CA 92128

$1,695,000
NEW — 4d on market

Beds

5

Baths

2.5

Sqft

3,008

Year Built

1999

Days on Market

4

Property Type

Single Family

HOA/mo

$62

MLS ID

260006935SD

View on MLS

Description

Welcome home to a stunning 5-bedroom, 2.5 bath, 3,008 sq. ft. single-family home nestled in one of Carmel Mountain Ranch's most coveted communities. Thoughtfully designed for comfortable living, this spacious residence features an expansive, open floor plan with soaring living areas and an exceptional family room and kitchen that flows seamlessly to a covered back patio overlooking tranquil open space. Whether you're enjoying morning coffee or hosting an evening gathering, the serene natural backdrop, complete with direct trail access — creates a sense of privacy and peace that is truly rare. The home also delivers on storage in a big way, with generous master closets, a large walk-in closet, under-stair storage, and an attached shed — every inch designed with practicality in mind. Beyond the home itself, the location is second to none. Situated in a quiet, friendly neighborhood with beautifully maintained common areas, 13673 Shoal Summit benefits from a refreshing afternoon ocean breeze that drifts in from across the 56 corridor. Commuters will appreciate swift access to the I-15 and SR-56 freeways, including a convenient FasTrak/HOV on-ramp via Ted Williams Parkway that makes rush hour far more manageable. Restaurants, shopping, and everyday essentials are all within 15 minutes, and the home feeds into the award-winning Poway Unified School District with a short walk to Shoal Creek Elementary. Don't miss this one!

Mortgage Calculator

Est. Monthly Payment

$10,822

Principal & Interest$8,571
Property Tax$1,695
Insurance$494
HOA$62
%($339,000)
%

Investment Score

3D
Est. Monthly Rent
$6,309
Monthly Cashflow

Rent − PITI − HOA

$-4,513
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,376

Mortgage (P+I)
$8,571
Cap Rate
0.85%
Cash-on-Cash
-26.11%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$15,889

NOI (Annual)
$14,333
Price-to-Rent

Lower = better for investors

22.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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