1365 Seacoast #N
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1365 Seacoast #N

Ctop 80%

Imperial Beach, CA 91932

$481,000
STR: check · Imperial Beach: confirm the zone · TOT 14%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,457/mo full cashflow at 20% down, 7.43% rate.

Works at $161,107 (67% under asking), or at 94% down.

Rent $2,394/mo from 8 leases of 1–3 bed condos & townhomes within 1 mi, same school area ($2,206–$2,614).

Beds

2

Baths

1

Sqft

650

Year Built

1973

Days on Market

88

Property Type

Condo

HOA/mo

$606

MLS ID

260019938SD

This property is in Imperial Beach (91932). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to coastal living in the heart of Imperial Beach. Perched on the 3rd and top floor, this coastal gem offers a beautiful blend of ocean and estuary views, the ONLY unit in the building with a direct line of sight to the Pacific Ocean from the living area and expansive estuary views from both bedrooms. Enjoy ocean breezes, natural light, and the laid-back beach lifestyle just moments from the sand. The building has recently been renovated with a new exterior finish and additional improvements, adding to its fresh, updated look. Come experience your own slice of the coast in Imperial Beach.

Mortgage Calculator

Est. Monthly Payment

$3,899

Principal & Interest$2,672
Property Tax$481
Insurance$140
HOA$606
%($96,200)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Imperial Beach Charter · grades K-8 · South Bay Union

  • Middle

    Mar Vista Academy · grades 7-8 · Sweetwater Union High

  • High

    Mar Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

34C
Est. Monthly Rent
$2,394

8 leases of 1–3 bed condos & townhomes within 1 mi, same school area · $2,206–$2,614

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,505
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,457

What would make this work?

$2,457/mo short at 20% down; 94% down or +$3,190/mo rent closes it.

Break-even price

67% under asking

$161,107
Break-even rent

$3,190/mo above the estimate

$5,584/mo
Cashflow at 35% down
−$1,956/mo
Down payment to break even

$452,140 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,672
Cap Rate
0.84%
Cash-on-Cash
-30.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.61

NOI (Annual)
$4,023
Price-to-Rent

Lower = better for investors

16.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,457/mo