13581 Millpond
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13581 Millpond

C

Rancho Peñasquitos, CA 92129

$1,649,000
NEW — 1d

Soft Appraisal Value: $1,605,900 · 2.7% above estimate

Beds

6

Baths

3

Sqft

2,659

Year Built

1981

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014154SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Opportunities like this are few and far between! Nestled within one of the area's most sought-after communities, this exceptional home combines an unbeatable location, impressive upgrades, and the freedom of NO HOA, NO Mello-Roos, fully owned solar, and coveted extra space for RV parking—a rare combination that's hard to find. Situated on a quiet cul-de-sac and backing to the breathtaking Black Mountain Open Space Preserve, this property offers a private, park-like setting with direct access to miles of natural beauty right from your backyard gate. Enter to gaze upon soaring two story ceilings over an open floor plan that allows the dining room and kitchen to flow seamlessly together. The remodeled kitchen will dazzle you with painted cabinetry with under-cabinet lighting, stunning finished/sealed wood counters accented by a decorative backsplash, an apron sink, 5-burner gas stove and stainless steel appliances. The family room enjoys views of the backyard and a cozy fireplace. Highly desirable floor plan featuring 5 bedrooms and 3 full bathrooms, including a bedroom and full bath on the main level—ideal for guests, multigenerational living, or a home office. Modern comforts abound with upgraded wood flooring throughout, upgraded dual-pane windows, central A/C and heat, and a whole-house fan. The spacious primary suite offers a walk-in closet with custom built-ins, while three additional bedrooms also feature beautifully designed custom closet systems. Enjoy the ultimate Southern California lifestyle from the expansive paver patio equipped with a covered outdoor kitchen, perfect for entertaining, relaxing, or simply taking in the peaceful surroundings. The backyard is a true retreat, featuring a private in-ground pebble-finish saltwater pool and spa with a beautiful waterfall feature, heated by both gas and solar for year-round enjoyment. Meander up the hillside steps to take in breathtaking views and sunsets all year long! The insulated garage with epoxy floors adds even more functionality and convenience. Ideally located near top-rated schools, shopping, dining, entertainment, and major freeways, this is the perfect blend of privacy, comfort, and convenience. Homes in this exclusive neighborhood rarely become available—don't miss your chance to own this extraordinary property before it's gone.

Mortgage Calculator

Est. Monthly Payment

$10,468

Principal & Interest$8,338
Property Tax$1,649
Insurance$481
%($329,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$5,343
Monthly Cashflow

Rent − PITIA

$-5,125
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,728

Mortgage (P+I)
$8,338
Cap Rate
0.44%
Cash-on-Cash
-28.12%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$15,380

NOI (Annual)
$7,319
Price-to-Rent

Lower = better for investors

25.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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