13323 Caminito Ciera

13323 Caminito Ciera

D

Rancho Peñasquitos, CA 92129

$585,000
NEW — 4d on market

Soft Appraisal Value: $576,700 · 1.4% above estimate

Beds

2

Baths

2

Sqft

889

Year Built

1989

Days on Market

4

Property Type

Condo

HOA/mo

$335

MLS ID

SW26064437

View on MLS

Description

Welcome to 13323 Caminito Ciera #108, a beautifully maintained condo nestled in the highly desirable community of Carmel Valley in San Diego. This inviting home offers the perfect blend of comfort, convenience, and coastal lifestyle.Featuring a bright and open floor plan, this residence boasts abundant natural light, a spacious living area, and a well-appointed kitchen ideal for both everyday living and entertaining. The generously sized 2 bedroom (s) provide & 2 Bath provide a relaxing retreat, while the private patio offers a perfect space to unwind or enjoy your morning coffee.Residents enjoy access to resort-style amenities, including a sparkling pool, spa, and beautifully maintained grounds. Located just minutes from top-rated schools, shopping, dining, and easy freeway access, this home places you in the heart of one of San Diego’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$4,049

Principal & Interest$2,958
Property Tax$585
Insurance$171
HOA$335
%($117,000)
%

Investment Score

3D
Est. Monthly Rent
$2,745
Monthly Cashflow

Rent − PITI − HOA

$-1,304
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,423

Mortgage (P+I)
$2,958
Cap Rate
1.10%
Cash-on-Cash
-24.85%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$5,892

NOI (Annual)
$6,422
Price-to-Rent

Lower = better for investors

17.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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