13285 Calle Del Campo San Diego

13285 Calle Del Campo San Diego

D

, CA 92129

$840,000

Beds

2

Baths

2.5

Sqft

1,256

Year Built

2003

Days on Market

116

Property Type

Townhouse

HOA/mo

$449

MLS ID

250043684SD

View on MLS

Description

Experience a stylish, remodeled townhome with dual primary suites in the Monaco community of Torrey Highlands. Inside, luxury vinyl plank flooring flows throughout, complemented by ceiling fans in every room. The updated kitchen features quartz countertops and stainless steel appliances, while refreshed bathrooms modern fixtures. With no neighbors behind, enjoy a private yard with pavers and turf—perfect for relaxing or entertaining. Close to freeways, top schools, shops, and dining, this home blends comfort and convenience.

Mortgage Calculator

Est. Monthly Payment

$5,781

Principal & Interest$4,247
Property Tax$840
Insurance$245
HOA$449
%($168,000)
%

Investment Score

4D
Est. Monthly Rent

Market Rent Estimate

$3,580
Monthly Cashflow

Rent − PITI − HOA

$-2,201
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,725

Mortgage (P+I)
$4,247
Cap Rate
0.75%
Cash-on-Cash
-15.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.84
Break-even Rent
$5,781

NOI (Annual)
$6,271
Price-to-Rent

Lower = better for investors

19.6

* Defaults: 20% down, 6.5% rate, 30yr.

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