1325 Pacific Hwy

1325 Pacific Hwy

D

San Diego, CA 92101

$1,395,000
NEW — 0d on market

Beds

2

Baths

2

Sqft

1,387

Year Built

2009

Days on Market

0

Property Type

Condo

HOA/mo

$1,483.66

MLS ID

260006796SD

Description

Experience elevated waterfront living at its finest in this impeccably appointed Bayside residence. Sweeping views of San Diego Bay, the harbor, and the city skyline greet you from virtually every room. The generous balcony, ready for outdoor living, captures panoramic bay views from above, with sailboats, sunsets, the Embarcadero, and Point Loma in full display beneath an endless stretch of blue sky. Inside, warm hardwood floors flow through the open-concept great room, anchored by a chef's kitchen that makes no compromises. All Viking appliances, including built-in wine refrigeration, a professional gas cooktop with stainless hood, sleek dark Snaidero Italian cabinetry with horizontal ribbing, and a quartz island with pendant lighting set the tone for a space that is equally suited to quiet mornings and dinner parties. The living and dining areas extend naturally from the kitchen, framing the skyline through floor-to-ceiling glass. Both bedrooms capture light and views with equal generosity. The primary suite offers a serene retreat, with an ensuite spa bath featuring dual vanities, a soaking tub with marble slab surround, and a separate glass-enclosed marble shower. The second bedroom, bright with windows overlooking the bay and cityscape, adapts effortlessly as a guest room, home office, or both. A second full bath with tub and a dedicated in-unit laundry closet with full-size upgraded stacked machines round out the practical comforts. Addtional features include: electronic smart shades on every window (blackout in the bedrooms, sheer sun shades in the living room) controlled by remote or voice command through the smart home system, a Nest thermostat for precision climate control, two side-by-side parking spaces with EV charger, and an extra-large storage unit. With access to Bayside's premier amenities and an address at the water's edge, this residence delivers the quintessential San Diego metropolitan lifestyle. Common areas went through an extensive renovation in 2025. Widely regarded as one of the top buildings in all of San Diego, Bayside enjoys some of the most luxurious amenities Downtown. 24-hour security, resort-style pool and spa, outdoor kitchen with BBQs, fully-equipped exercise room, sauna and steam rooms, theatre, resident lounge with billiards & full kitchen, conference room, and a unique wine lounge including an oversized wine-chiller for a unique entertainment venue. All this in addition to the coveted lifestyle amenities coastal metropolitan living offers with the Embarcadero, Waterfront Park, and Little Italy all merely steps from your door! Farmers Market and numerous bars and restaurants all nearby! PLUS: Some of the most reasonable HOA dues for a premier tower in all of Downtown San Diego.

Mortgage Calculator

Est. Monthly Payment

$10,339

Principal & Interest$7,054
Property Tax$1,395
Insurance$407
HOA$1,484
%($279,000)
%

Investment Score

0D
Est. Monthly Rent
$3,608
Monthly Cashflow

Rent − PITI − HOA

$-6,732
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,724

Mortgage (P+I)
$7,054
Cap Rate
-1.44%
Cash-on-Cash
-28.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$10,340

NOI (Annual)
$-20,040
Price-to-Rent

Lower = better for investors

32.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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