13248 Deer Canyon Place San Diego

13248 Deer Canyon Place San Diego

D

, CA 92129

$1,995,000
NEW — 3d on market

Beds

4

Baths

3

Sqft

2,854

Year Built

2003

Days on Market

3

Property Type

Single Family

HOA/mo

$95

MLS ID

260004724SD

Description

Beautifully maintained, move-in-ready home in the highly sought-after community of Torrey Highlands. Ideally situated at the end of a cul-de-sac with no neighbors across the street, this spacious residence offers 4 bedrooms, a versatile loft, and 3 full bathrooms, including a main-level bedroom and bath ideal for guests or multigenerational living. A detached casita provides flexible space for a home office, gym, or private guest retreat. Soaring ceilings, abundant natural light, and a dual-sided fireplace create an inviting atmosphere with a seamless flow for everyday living and entertaining. Direct access to nearby walking trails enhances the home’s peaceful setting. Furnishings negotiable. Previously professionally managed as a 30+ day furnished rental, offering flexibility for end-users or investors. Located minutes from Del Mar Beach and within the acclaimed Poway Unified School District, walking distance to Deer Canyon Elementary School, Mesa Verde Middle School, and Westview High School. Close to parks, shopping, dining, and easy access to Highways 56, 5, and 15.

Mortgage Calculator

Est. Monthly Payment

$12,760

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
HOA$95
%($399,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$4,891
Monthly Cashflow

Rent − PITI − HOA

$-7,869
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,656

Mortgage (P+I)
$10,088
Cap Rate
-0.34%
Cash-on-Cash
-23.67%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$12,760

NOI (Annual)
$-6,821
Price-to-Rent

Lower = better for investors

34.0

* Defaults: 20% down, 6.5% rate, 30yr.

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