12994 Via Esperia

12994 Via Esperia

D

Del Mar, CA 92014

$5,350,000
NEW — 4d on market

Soft Appraisal Value: $5,089,600 · 5.1% above estimate

Beds

4

Baths

4.5

Sqft

2,943

Year Built

2023

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006923SD

Description

The four most compelling words in coastal real estate: Del Mar New Construction. Completed in 2023, this stunning contemporary residence is perched atop a premier southwest-facing promontory in Del Mar Heights, showcasing truly unobstructed ocean vistas framed by dramatic floor-to-ceiling glass. Designed to capture both light and landscape, the home offers a seamless indoor-outdoor experience, with a soaring, vaulted great room that effortlessly connects the living area and chef’s kitchen—each oriented toward sweeping coastal panoramas. From nearly every vantage point, enjoy iconic views spanning Torrey Pines State Beach, Los Peñasquitos Lagoon, the Torrey Pines Gliderport, and the renowned Torrey Pines Golf Course. This newly built 4-bedroom, 4.5-bath home embodies the quintessential Del Mar lifestyle—where ocean views are not a luxury, but a daily backdrop, and walkability to coffee, dining, and the beach is simply expected. A rare offering that delivers both the irreplaceable appeal of location and the unmatched advantage of brand-new construction.

Mortgage Calculator

Est. Monthly Payment

$33,963

Principal & Interest$27,053
Property Tax$5,350
Insurance$1,560
%($1,070,000)
%

Investment Score

0D
Est. Monthly Rent
$8,311
Monthly Cashflow

Rent − PITI − HOA

$-25,652
Full Cashflow

Incl. vacancy, PM, maint, capex

$-32,021

Mortgage (P+I)
$27,053
Cap Rate
-1.11%
Cash-on-Cash
-35.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.24
Break-even Rent
$49,897

NOI (Annual)
$-59,626
Price-to-Rent

Lower = better for investors

53.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator