12970 La Tortola
1 / 20

12970 La Tortola

D

Rancho Peñasquitos, CA 92129

$1,450,000
NEW — 1d

Beds

4

Baths

3

Sqft

2,292

Year Built

1983

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004571SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this well-appointed 4-bedroom, 3-bath, 2,292 sq ft two-story home in the coveted Rancho Peñasquitos View West development. Over $80,000 has been invested in recent remodeling, leaving only your personal finishing touches to make it truly your own. Enjoy a newly refinished pool, easy-care landscaping, and a well-designed layout ideal for both relaxing and entertaining. While some interior updates remain, much of the major work has already been completed—offering a fantastic opportunity to customize in one of the area’s most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$9,205

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
%($290,000)
%

Location

Loading map...

Investment Score

7D
Est. Monthly Rent
$5,075
Monthly Cashflow

Rent − PITIA

$-4,130
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,506

Mortgage (P+I)
$7,332
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$13,524

NOI (Annual)
$9,917
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator