12843 Camino Ramillette

Rancho Bernardo, CA 92128

$899,000

NEW — 0d on market

Beds

Baths

Sqft

1,418

Year Built

1981

Days on Market

Property Type

Single Family

HOA/mo

$370

MLS ID

260005455SD

View on MLS

Description

This home is ready for you to make it your own! Gorgeous golf course views of the Oaks North Golf Course from the living room, dining room, primary bedroom and large wrap-around patio. Great bones including newer Carrier heat pump, instant tankless water heater, dual-pane doors and windows, aluminum patio cover.

Mortgage Calculator

Est. Monthly Payment

$6,077

Principal & Interest$4,546

Property Tax$899

Insurance$262

HOA$370

Down Payment

%($179,800)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$3,283

Comp Average

$3,013

16555 Caminito Vecinos

2bd / 2ba · 1,421 sqft · Condo

$559K

Est. $3,605/mo

16511 Caminito Vecinos

2bd / 2ba · 1,372 sqft · Condo

$555K

Est. $3,551/mo

12130 Rancho Bernardo Rd

2bd / 2ba · 1,040 sqft · Condo

$550K

Est. $2,882/mo

12226 Rancho Bernardo Rd.

2bd / 1.5ba · 924 sqft · Condo

$550K

Est. $2,679/mo

10878 Sabre Hill Dr

2bd / 2ba · 904 sqft · Condo

$565K

Est. $2,350/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

$3,283

Monthly Cashflow

Rent − PITI − HOA

$-2,794

Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,298

Mortgage (P+I)

$4,546

Cap Rate

0.33%

Cash-on-Cash

-18.65%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54

Break-even Rent

$6,077

NOI (Annual)

$2,973

Price-to-Rent

Lower = better for investors

22.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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