12832 Stone Canyon Rd
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12832 Stone Canyon Rd

D

Poway, CA 92064

$1,899,000
NEW — 5d

Soft Appraisal Value: $1,849,000 · 2.7% above estimate

Beds

6

Baths

4.5

Sqft

3,696

Year Built

1985

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

260012378SD

This property is in Poway (92064). View neighborhood stats →

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About This Property

Rare Green Valley retreat with a true detached guest house. The ranch-style main home shows like new — freshly painted with brand-new LVP flooring throughout, vaulted wood-beam ceilings, skylights, and a chef's kitchen with farmhouse sink, soapstone counters, and a large center island. The standout feature is the detached two-story, two-bedroom guest house/ADU with its own entrance and private patio — ideal for multi-gen living or rental income. This setup is virtually impossible to find in Poway. Outside, a resort-style backyard delivers a sparkling pool, professional putting green, mature tropical landscaping, and a showstopping jacaranda at the center. Three-car garage, owned solar, and a circular driveway round it out. All in the highly sought-after Green Valley neighborhood — top-rated Poway schools, scenic trails, and more.

Mortgage Calculator

Est. Monthly Payment

$12,055

Principal & Interest$9,602
Property Tax$1,899
Insurance$554
%($379,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$5,728
Monthly Cashflow

Rent − PITIA

$-6,327
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,227

Mortgage (P+I)
$9,602
Cap Rate
0.24%
Cash-on-Cash
-29.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$17,712

NOI (Annual)
$4,501
Price-to-Rent

Lower = better for investors

27.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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