12740 Prairie Dog Ave

12740 Prairie Dog Ave

D

Rancho Peñasquitos, CA 92129

$1,685,000
NEW — 0d on market

Beds

5

Baths

3

Sqft

2,571

Year Built

1976

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005163SD

View on MLS

Description

Welcome to 12740 Prairie Dog Avenue – a spacious, move-in ready home in one of Rancho Peñasquitos’ most family-friendly neighborhoods. With 5 bedrooms, 3 baths, and a huge bonus room, this is one of the largest floor plans in the area—perfect for growing families. Two bedrooms and a full bath downstairs offer flexibility for guests, multi-generational living, or a home office. The oversized bonus room upstairs is a gamechanger—large enough to be a theater, game room, playroom, or even a 6th bedroom. Recent updates include new flooring, fresh paint, dual-pane windows, and remodeled baths. The bright kitchen with granite countertops, stainless steel appliances, and custom cabinetry opens to a spacious family room and a beautifully landscaped backyard—complete with grassy play areas, garden beds, a swing, and a covered patio with deck—an ideal setting for family time and entertaining. Upstairs, the primary suite is a peaceful retreat with a private dressing area, mirrored closets, and dual marble-topped vanities. Located in the award-winning Poway Unified School District and minutes from trails, parks, shopping, dining, and the coast, this home combines comfort, convenience, and community. Don’t miss your chance to make this exceptional Rancho Peñasquitos home yours.

Mortgage Calculator

Est. Monthly Payment

$10,697

Principal & Interest$8,520
Property Tax$1,685
Insurance$491
%($337,000)
%

Investment Score

2D
Est. Monthly Rent
$5,463
Monthly Cashflow

Rent − PITI − HOA

$-5,233
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,894

Mortgage (P+I)
$8,520
Cap Rate
0.45%
Cash-on-Cash
-18.63%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$10,696

NOI (Annual)
$7,516
Price-to-Rent

Lower = better for investors

25.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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