12728 Via Nieve
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12728 Via Nieve

C

Carmel Valley, CA 92130

$1,299,000
NEW — 6d

Soft Appraisal Value: $1,271,400 · 2.2% above estimate

Beds

3

Baths

2.5

Sqft

1,532

Year Built

1996

Days on Market

6

Property Type

Townhouse

HOA/mo

$357

MLS ID

NDP2606348

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Rare opportunity to own a beautifully updated end unit townhome in the highly desirable Montemar community of Carmel Valley. This move in ready home offers 3 bedrooms, 2.5 bathrooms with direct access to the spacious attached 2-car garage. Thoughtfully updated throughout, the remodeled kitchen features elegant granite countertops, soft close cabinetry, stainless-steel appliances, gas cooking with ample room for breakfast seating and breakfast bar with additional seating for casual dining. The updated bathrooms showcase granite countertops and stylish fixtures, beautiful wood flooring throughout, fresh interior paint, ceiling fans throughout, a new air conditioning system and heater 2025, an EV charging outlet in the garage, and a new roof completed in 2025 reflect true pride of ownership and make this home truly turnkey. Mello Roos end in 2027/2028. Ideally situated just a short distance from the community pool, spa, tennis courts, and neighborhood park. Plus Carmel Valley’s award winning schools - Carmel Creek Elementary, Carmel Valley Middle School, Torrey Pines High School, and Cathedral Catholic High School. Just minutes from Torrey Pines State Natural Reserve, Del Mar City Beach, shopping, dining, grocery stores, fitness centers, and easy access to the 56 and I- 5. Don’t miss this exceptional opportunity to own a turnkey home in one of Carmel Valley’s premier communities.

Mortgage Calculator

Est. Monthly Payment

$8,603

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
HOA$357
%($259,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$4,495
Monthly Cashflow

Rent − PITIA

$-4,108
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,225

Mortgage (P+I)
$6,568
Cap Rate
0.32%
Cash-on-Cash
-28.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$12,579

NOI (Annual)
$4,124
Price-to-Rent

Lower = better for investors

24.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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