12725 Monte Vista Road
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12725 Monte Vista Road

C

Poway, CA 92064

$1,699,500
NEW — 0d

Soft Appraisal Value: $1,661,600 · 2.3% above estimate

Beds

7

Baths

5.5

Sqft

3,315

Year Built

1992

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605869

This property is in Poway (92064). View neighborhood stats →

Virtual Tour

About This Property

Single Level home Offering Below Market Value — Priced to Create Instant Equity? with Endless Mountain Views Nestled at the end of a quiet cul-de-sac on nearly 2.74 acres of open land, this single-story ranch estate delivers sweeping mountain views and a sense of space that is increasingly rare in today's market. With 3,315 square feet of living space, 7 bedrooms, and 5.5 bathrooms, this is an exceptional opportunity for buyers seeking room to live, grow, and make it their own.? Set in the heart of Poway — one of San Diego's most beloved communities — the property enjoys an unbeatable dual-access location with direct connectivity to both Rancho Bernardo and the Poway ?Town Center. Whether it's boutique dining, weekend farmers markets, or everyday errands, convenience is always close at hand. Medical professionals and healthcare workers will appreciate being within walking distance of Palomar Health Poway (Pomerado), making this a rare walk-to-work opportunity.? The expansive grounds offer endless potential — imagine sprawling gardens, an entertainer's retreat, an ADU, or simply the luxury of wide-open space beneath a mountain skyline. Inside, the generous floor plan is ready for your personal design vision, with the pricing deliberately set to leave meaningful room for custom finishes and upgrades. Opportunities like this — this much land, this many bedrooms, this much upside — simply don't come around often in Poway.? Price per square foot is a tremendous value to include boundless acreage included for this prime location as an amazing opportunity for large family or multi-generational/ blended family living

Mortgage Calculator

Est. Monthly Payment

$10,789

Principal & Interest$8,594
Property Tax$1,700
Insurance$496
%($339,900)
%

Location

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Comparable Properties

1 comp found

This Property

$6,251

vs

Comp Average

$4,883

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

8D
Est. Monthly Rent
$6,251
Monthly Cashflow

Rent − PITIA

$-4,538
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,392

Mortgage (P+I)
$8,594
Cap Rate
0.85%
Cash-on-Cash
-26.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$15,851

NOI (Annual)
$14,418
Price-to-Rent

Lower = better for investors

22.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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