12705 War Horse Street

12705 War Horse Street

D

San Diego, CA 92129

$1,399,999

Beds

4

Baths

2.5

Sqft

1,690

Year Built

1976

Days on Market

8

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601406

Description

Set in the sought-after Penasquitos Bluffs enclave of Rancho Peñasquitos, 12705 War Horse Street delivers elevated canyon living with effortless entertaining. This updated 4-bedroom, 2.5-bath home offers approx. 1,700 sq ft, a 2-car garage, owned solar, and a resort-style yard featuring a refurbished pool & spa (2022) with safety fencing, lush landscaping, an outdoor shower, and a solar pool hot water heater for year around swim season. Backing to designated open space, enjoy rare privacy, cool coastal breezes, western views, and vibrant sunsets. Inside, a flowing layout showcases an updated kitchen, refreshed baths, recessed lighting, and modern finishes designed for busy days and memorable gatherings. Outdoor living shines with a spacious primary patio deck and generous yard space for dining, play, and hosting under the San Diego sky. Close to top-rated Poway Unified schools, moments from Los Peñasquitos Canyon Preserve trails, and convenient to beaches, shopping, and downtown, with no HOA or Mello-Roos.

Mortgage Calculator

Est. Monthly Payment

$8,887

Principal & Interest$7,079
Property Tax$1,400
Insurance$408
%($280,000)
%

Investment Score

3D
Est. Monthly Rent

Market Rent Estimate

$4,808
Monthly Cashflow

Rent − PITI − HOA

$-4,079
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,352

Mortgage (P+I)
$7,079
Cap Rate
0.62%
Cash-on-Cash
-17.48%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$8,887

NOI (Annual)
$8,730
Price-to-Rent

Lower = better for investors

24.3

* Defaults: 20% down, 6.5% rate, 30yr.

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