10854 Everly Way San Diego

10854 Everly Way San Diego

D

, CA 92129

$1,185,000

Beds

4

Baths

3

Sqft

2,005

Year Built

2020

Days on Market

20

Property Type

Townhouse

HOA/mo

$164

MLS ID

260003374SD

Description

Stunning 4 bedroom, 3 bath end-unit townhome with backyard in highly desirable Rancho Peñasquitos! Set in a family friendly, modern community with a welcoming neighborhood feel. Enjoy NO Mello-Roos and low HOA fees! Newly installed luxury LVP flooring downstairs and tile in all bathrooms for a clean, contemporary look. A full bedroom and full bath on the main level offers the flexibility today’s families love, perfect for guests, multigenerational living, a home office or a workout space. The bright, open concept layout features an oversized living room that flows seamlessly into the dining area and kitchen which is ideal for everyday life and entertaining. The stylish kitchen shines with quartz countertops, a large center island with bar seating, stainless steel appliances, and upgraded cabinetry. Upstairs you’ll find three additional bedrooms and a convenient full size laundry room with sink. The spacious primary suite is a relaxing retreat with dual vanities, a separate tub and shower, and a walk-in closet. Two additional bedrooms are generously sized, great for kids’ rooms, a playroom, or another home office. Step outside to a private backyard with both concrete patio space and a grassy area - great for pets, playtime, BBQs, and enjoying sunny San Diego days. The community offers standout amenities for all ages, including a kids’ playground, pool, spa, BBQ grills, two dog parks, and an inviting walking trail, great for evening strolls or weekend walks. Additional features include a whole house water softener and reverse osmosis drinking water system. Located in the Poway Unified School District and close to schools, shopping, restaurants, a movie theater, library, and convenient freeway access. This home truly combines comfort, convenience, and community.

Mortgage Calculator

Est. Monthly Payment

$7,687

Principal & Interest$5,992
Property Tax$1,185
Insurance$346
HOA$164
%($237,000)
%

Investment Score

5D
Est. Monthly Rent

Market Rent Estimate

$4,663
Monthly Cashflow

Rent − PITI − HOA

$-3,024
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,084

Mortgage (P+I)
$5,992
Cap Rate
0.92%
Cash-on-Cash
-15.31%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$7,687

NOI (Annual)
$10,896
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator