12615 Senda Acantilada

12615 Senda Acantilada

D

Rancho Bernardo, CA 92128

$999,000

Soft Appraisal Value: $996,400 · 0.3% above estimate

Beds

3

Baths

2

Sqft

1,909

Year Built

1977

Days on Market

118

Property Type

Single Family

HOA/mo

$100

MLS ID

NDP2511337

Description

Reduced! Welcome to Senda Ancantilada, a beautifully upgraded single story home tucked at the end of a quiet cul-de-sac with a larger lot which is open to one side, offering rare privacy WITH A VIEW! This 55+ residence rests in the Oaks North community and features a unique layout with solid flooring flowing through the home. Don't miss the upgraded kitchen with modern finishes, and updated bathrooms that create a fresh, move-in-ready feel. The home’s standout features include its expansive view and a custom outdoor BBQ and entertainment area designed for gatherings, relaxation, and year-round indoor-outdoor living. Added benefits such as solar enhance efficiency and reduce monthly utility costs. Comfortable bedrooms, generous living spaces, and thoughtfully maintained interiors provide both comfort and functionality. With an attached two-car garage, ample parking, and a location within the highly desirable 92128 community—close to parks, shopping, dining, schools, and commuter routes—this home offers exceptional privacy, efficiency, and an elevated Southern California lifestyle.

Mortgage Calculator

Est. Monthly Payment

$6,442

Principal & Interest$5,051
Property Tax$999
Insurance$291
HOA$100
%($199,800)
%

Investment Score

4D
Est. Monthly Rent
$4,170
Monthly Cashflow

Rent − PITIA

$-2,271
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,063

Mortgage (P+I)
$5,051
Cap Rate
1.19%
Cash-on-Cash
-24.40%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$9,447

NOI (Annual)
$11,861
Price-to-Rent

Lower = better for investors

20.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator