12602 Senda Acantilada
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12602 Senda Acantilada

D

Rancho Bernardo, CA 92128

$947,900

Soft Appraisal Value: $929,200 · 2.0% above estimate

Beds

2

Baths

2

Sqft

1,786

Year Built

1977

Days on Market

8

Property Type

Single Family

HOA/mo

$660

MLS ID

NDP2604783

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

A fabulous opportunity awaits you at the coveted 55+ community known as Oaks North in Rancho Bernardo. Nestled into a quiet cul de sac on an elevated lot with Southwest and West views from this spacious backyard ~ the sunsets you’ll see and share with others will most assuredly take your breath away! This well-cared for single story home with spacious rooms is a blank slate for someone who has creative vision and a bit of money to create “the” home that resonates with today’s trends, finishes and color palettes. One could start from scratch, knocking down walls and creating more of an open concept OR one could do simple upgrades to kitchens, bathrooms and flooring. What you cannot trade is the location AND the chance to buy at well below market prices in this 55+ community! This elevated lot boasts distant views of the golf course & mountains and receives amazing breezes due to lot elevation. North of Pomerado, close to the Clubhouse and golf, close to Bernardo winery, easy access to the I-15. Low HOA’s and no Mello Roos. (Pictures that show furniture are virtually staged and digitally altered). Master HOA is $645/year (paid annually) and sub-HOA is $190/yr (also paid annually).

Mortgage Calculator

Est. Monthly Payment

$6,677

Principal & Interest$4,793
Property Tax$948
Insurance$276
HOA$660
%($189,580)
%

Location

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Investment Score

2D
Est. Monthly Rent
$3,445
Monthly Cashflow

Rent − PITIA

$-3,232
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,814

Mortgage (P+I)
$4,793
Cap Rate
-0.03%
Cash-on-Cash
-30.47%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$9,697

NOI (Annual)
$-254
Price-to-Rent

Lower = better for investors

22.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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