
12510 Pacato Cir
DRancho Bernardo, CA 92128
Soft Appraisal Value: $1,554,000 · 2.9% above estimate
Beds
5
Baths
2.5
Sqft
2,241
Year Built
1969
Days on Market
7
Property Type
Single Family
HOA/mo
$63
MLS ID
NDP2604630
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to one of Rancho Bernardo’s most desirable settings, where modern design, vaulted ceilings, scenic views, and true indoor outdoor living come together beautifully. This renovated 5 bedroom, 3 bathroom home offers 2,241 square feet of inviting living space, a brand new HVAC system, a generous 7,840 square foot lot, and access to the highly desirable Rancho Bernardo Swim & Tennis Club. Inside, the open floor plan is filled with natural light and warm design details, including exposed beams, vaulted ceilings, a cozy fireplace, and seamless flow between the living room, dining area, kitchen, and family room. The expanded staircase adds a modern architectural touch while improving the feel and function of the home, and the additional 6th flex room is ideal for a game room, den, office, or creative space. Step outside to an incredible backyard setting with a vaulted covered patio just off the kitchen and dining area, creating the perfect extension of the home for entertaining, relaxing, or enjoying the views. With a 2 car garage, flexible layout, and community amenities nearby, this Rancho Bernardo home offers the space, style, and lifestyle buyers are looking for.
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Est. Monthly Payment
$10,214
Location
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Comparable Properties
5 comps foundThis Property
$5,433
Comp Average
$4,623
14135 Jonah Way
4bd / 3.5ba · 2,068 sqft · Condo
$1.24M
Est. $6,196/mo
12032 Royal Birkdale Row
4bd / 3ba · 1,993 sqft · Townhouse
$1000K
Est. $4,500/mo
16866 Acebo Drive
4bd / 2ba · 2,208 sqft · Single Family
$1.10M
Est. $4,822/mo
14011 Lilah Lane
4bd / 3.5ba · 1,683 sqft · Townhouse
$1.10M
Est. $3,850/mo
14005 Lilah Lane
4bd / 3.5ba · 1,683 sqft · Townhouse
$1.07M
Est. $3,745/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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