12481 Cavallo St San Diego

12481 Cavallo St San Diego

D

Carmel Valley, CA 92130

$1,599,000
NEW — 4d on market

Beds

3

Baths

3

Sqft

2,210

Year Built

1993

Days on Market

4

Property Type

Condo

HOA/mo

N/A

MLS ID

260004140SD

Description

This beautifully designed twinhome offers the privacy and presence of a detached residence, enhanced by a turfed front yard and a truly private setting. Step inside to soaring second-story ceilings and an abundance of natural light that highlights the warm wood flooring throughout the main living areas. The kitchen opens seamlessly to the family room, creating an ideal space for both everyday living and entertaining, and features a center island, granite countertops, rich dark wood cabinetry, and a cozy fireplace anchoring the space. Upstairs, a versatile loft provides flexible living options, while one bedroom showcases French doors and plantation shutters, with wood flooring throughout the upper level. The updated bathroom offers a fresh, modern feel. Additional highlights include a custom closet, two bedrooms with walk-in closets, a third bedroom, and a dedicated laundry room. Ideally located near shopping, dining, and parks—including Del Mar Trails Park—with convenient access to State Route 56 and Interstate 5, this thoughtfully appointed home blends comfort, style, and accessibility.

Mortgage Calculator

Est. Monthly Payment

$10,151

Principal & Interest$8,085
Property Tax$1,599
Insurance$466
%($319,800)
%

Investment Score

0D
Est. Monthly Rent

HUD Fair Market Rent

$3,852
Monthly Cashflow
$-8,517

Mortgage (P+I)
$8,085
Cap Rate
-0.32%
Cash-on-Cash
-31.96%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$12,061

NOI (Annual)
$-5,178
Price-to-Rent

Lower = better for investors

34.6

* Defaults: 20% down, 6.5% rate, 30yr.

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