12425 Caminito Valioso

12425 Caminito Valioso

D

Carmel Valley, CA 92130

$2,225,000
NEW — 5d on market

Soft Appraisal Value: $2,170,200 · 2.5% above estimate

Beds

5

Baths

3

Sqft

2,475

Year Built

1995

Days on Market

5

Property Type

Single Family

HOA/mo

$505

MLS ID

260006425SD

Description

Exceptional opportunity in coveted Palacio Del Mar! Tucked at the end of a quiet cul-de-sac against a serene hillside, this private, family-friendly home offers one of the most desirable and tranquil locations in the community. Opportunities like this are extremely rare, with the last home on this cul-de-sac selling on the open market 23 years ago. In addition to its premier setting, the home features numerous upgrades and a highly sought-after floor plan, including a downstairs bedroom and full bath, plus a spacious upstairs bonus room ideal for a playroom, media room, or home office. The lifestyle is unmatched—enjoy resort-style living in a guard-gated community with golf, tennis, pickleball, pools, spa, fitness center, hiking trails, parks, playgrounds, and clubhouses. Luxury, privacy, and an exceptional setting—perfect for families.

Mortgage Calculator

Est. Monthly Payment

$14,630

Principal & Interest$11,251
Property Tax$2,225
Insurance$649
HOA$505
%($445,000)
%

Investment Score

0D
Est. Monthly Rent
$6,506
Monthly Cashflow

Rent − PITI − HOA

$-8,124
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,474

Mortgage (P+I)
$11,251
Cap Rate
-0.12%
Cash-on-Cash
-21.91%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$14,630

NOI (Annual)
$-2,683
Price-to-Rent

Lower = better for investors

28.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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