12415 Horado Road

12415 Horado Road

C

Rancho Bernardo, CA 92128

$935,000

Soft Appraisal Value: $909,600 · 2.8% above estimate

Beds

2

Baths

2

Sqft

1,402

Year Built

1964

Days on Market

45

Property Type

Single Family

HOA/mo

$564

MLS ID

260010668SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

If you are looking in the Seven Oaks area this is the ONE to see. Fully Remodeled, Move-In Ready Home in 55+ Seven Oaks Community – Close to Golf, Shopping & many amenities included with a large pool and clubhouse. Lots of activities and wonderful sense of community. This completely remodeled, single-story detached home is a true gem, featuring a spacious open-concept living room and kitchen designed for modern living. Enjoy turnkey convenience in a meticulously maintained setting, with a large fenced yard perfect for relaxation and entertaining. Ideal for gatherings and everyday comfort. Single-Story Living: No stairs, perfect for easy access and convenience. Large Fenced Yard: Privacy and space for pets and outdoor activities. Full-Size Two-Car Garage: Plenty of parking and storage. Custom Bathrooms: The primary bathroom boasts a spacious shower with a built-in bench, dual shower heads, and a Bluetooth speaker system for ultimate luxury. Prime Location: Close to the community pool and clubhouse—plus, enjoy access to a full-service woodshop, pottery/craft room, exercise classes, and pickleball courts. Golf, Dining & Shopping: Minutes from multiple golf courses, top-rated restaurants, and premier shopping destinations. Seven Oaks 55+ Community Amenities: •Huge Community Pool •Exercise Classes •Pickleball Courts •Full-Service Woodshop •Pottery and Craft Room This home is priced to sell quickly—don’t miss your chance! Experience the best of active adult living in a beautifully updated, move-in ready home. Washer and Dryer and Frig included.

Mortgage Calculator

Est. Monthly Payment

$6,500

Principal & Interest$4,728
Property Tax$935
Insurance$273
HOA$564
%($187,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$3,514
Monthly Cashflow

Rent − PITIA

$-2,986
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,573

Mortgage (P+I)
$4,728
Cap Rate
0.20%
Cash-on-Cash
-29.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$9,453

NOI (Annual)
$1,855
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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