12388 Reata Ct

12388 Reata Ct

D

Rancho Bernardo, CA 92128

$1,739,000

Soft Appraisal Value: $1,703,800 · 2.1% above estimate

Beds

5

Baths

3

Sqft

2,368

Year Built

1977

Days on Market

38

Property Type

Single Family

HOA/mo

$680

MLS ID

260004469SD

Description

Welcome to 12388 Reata Ct, a privately situated and extensively renovated residence on a quiet cul-de-sac in Rancho Bernardo, San Diego. Offering 5 bedrooms, 3 bathrooms, and approximately 2,368 square feet, this home blends modern sophistication with effortless California living and timeless elegance. The property sits on a nearly half-acre lot, providing exceptional space and privacy. Wide-plank hardwood flooring, custom baseboards, and limestone tile elevate the interiors, while abundant natural light enhances the open, airy flow. The remodeled main-level bath features a sleek walk-in shower, and a finished expansion adjacent to the upstairs bedroom provides versatile space for a lounge, office, or media retreat. The garage boasts beautifully finished polished epoxy flooring and is thoughtfully equipped with a Tesla EV charging station. The backyard delivers a private resort experience with a redesigned pool, updated tile, spa extension, expanded deck, custom retaining walls, and a stylish gazebo perfect for entertaining or serene relaxation. Professionally installed turf in the front and rear yards pairs beautifully with a cobblestone driveway and walkway, creating exceptional curb appeal. Major upgrades include a new concrete tile roof, upgraded and relocated electrical panel, and an owned solar system designed to exceed projected energy use under Net Metering 2, combining luxury with efficiency and sustainability. Every detail has been thoughtfully curated to offer comfort, style, and turnkey living. Enjoy exclusive access to the prestigious Rancho Bernardo Swim & Tennis Club — a premier community amenity offering tennis, pickleball, swimming, fitness facilities, and vibrant social events. This private club enhances the Rancho Bernardo lifestyle with resort-style recreation, beautifully maintained grounds, and year-round activities for all ages. A true value-add to living in this sought-after neighborhood.

Mortgage Calculator

Est. Monthly Payment

$11,720

Principal & Interest$8,793
Property Tax$1,739
Insurance$507
HOA$680
%($347,800)
%

Investment Score

0D
Est. Monthly Rent
$5,813
Monthly Cashflow

Rent − PITIA

$-5,906
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,692

Mortgage (P+I)
$8,793
Cap Rate
0.07%
Cash-on-Cash
-29.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$17,102

NOI (Annual)
$1,210
Price-to-Rent

Lower = better for investors

24.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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